| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | Elsy Isabel Machacado Sarmiento |
| Regions active | |
| # Branches | 5 |
| Total Portfolio (nat'l) | COP 2,655,012,668 |
| Total Portfolio (USD) | USD 1,458,798.17 |
| Active clients with loans | 1,240 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders | EMPRESA COLOMBIANA DE PETROLEOS - ECOPETROL |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Linea Individual | COP 515,000 - 40,000,000 | 1 - 36 | 40% - 60% | 80% - 100% | Business, Capital de Trabajo, Compra de Activos | Women, Men, Have business, Codeudor con Finca Raiz, Codeudor asalariado o independiente | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Ruedas de Negocio | |||||||
| Solidaria | COP 200,000 - 12,580,000 | 1 - 36 | 40% - 60% | 80% - 100% | Business, Capital de Trabajo, Compra de Activos | Women, Men, Have business, Have home or land, Codeudor con Finca Raiz, Codeudor asalariado o independiente | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Ruedas de Negocio |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Linea Individual | 24.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 29% - 37.5% | 29.7% - 38.2% | 73 | ||||||||
| Solidaria | 24.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 30.5% - 40.3% | 31.2% - 41% | 69 |
| Outstanding portfolio (INR) | 0 |
| Portfolio (USD) | |
| Active Clients with Loans | 0 |
| Approximate % Female Clients | 0 |
| Approximate % Urban Clients | 0 |
| Any purpose | |
| Income generation | |
| Mortgage/housing | x |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | |
| Women | x |
| Must run a business | |
| Must own a home or land | x |
| Must be a salaried worker | |
| Must be specific age group | |
| Household income <60,000 INR | |
| Household income <120,000 INR | |
| Must live in rural area | |
| Must lives in urban area | |
| Other | |
| Other (2) |
| # Regions for this institution | 3 |
| # Regions for this product | N/A |
| Regions Active |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
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