Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.fundauniban.org.co/ |
Year established | 1987 |
Head of Institution | Gabriel Marques Velez |
Regions active | |
# Branches | 2 |
Total Portfolio (nat'l) | COP 4,097,473,000 |
Total Portfolio (USD) | USD 2,251,358.79 |
Active clients with loans | 958 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Federación Antioqueña de ONG-Colombia, Redesarrollo- Republica Dominicana, Fundaciones Empresariales-Colombia, The Resourse Foundation- EEUU |
Funders | PROMOTORA DE EMPLEO DE ANTIOQUIA, FONDO DE GARANTIAS DE ANTIOQUIA, FUPAD, EMBAJADA DE HOLANDA |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1999 |
Head of Institution | Teshome Yohannes Dayesso |
Regions active | |
# Branches | 23 |
Total Portfolio (nat'l) | ETB 76,548,872 |
Total Portfolio (USD) | USD 4,160,264.78 |
Active clients with loans | 48,908 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AEMFI, MAIN |
Funders | Terrafina Microfinance, SOS-FAIM, WSM, CIDR |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcredito Rural | COP 1,000 - 12,875,000 | 12 - 36 | 20% - 40% | 0% - 20% | Business, Housing, Education, Ampliacion de tierras, Capital de trabajo | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Capacitaciones en Buenas Practicas Administrativas | |||||||
Microempresarios Urbanos | COP 1,000 - 12,875,000 | 12 - 36 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | ETB 500 - 10,000 | 6 - 24 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | ||||||||
General Purpose Loan - Homa Homa - Regular | ETB 200 - 5,000 | 6 - 24 | 80% - 100% | 80% - 100% | Business | Women, Men | Group Mtgs | |||||||
General Purpose Loan - Homa Homa - Term | ETB 200 - 5,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Group Mtgs | |||||||
General Purpose Loan - Homa Homa - Variable | ETB 200 - 5,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcredito Rural | 19.8% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 25.8% - 33.9% | 26.7% - 37.1% | 61 | ||||||||
Microempresarios Urbanos | 24.0% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 28.3% - 33.7% | 29.2% - 34.7% | 74 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | 12.6% annual, Flat | 1 Fee | 0 Ins | None | 5.0% upfront | 23.2% | 24.9% | 51 | ||||||||
General Purpose Loan - Homa Homa - Regular | 18.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 32% - 35.3% | 39% - 45.7% | 43 | ||||||||
General Purpose Loan - Homa Homa - Term | 30.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 34.1% - 34.2% | 38.6% - 41.8% | 76 | ||||||||
General Purpose Loan - Homa Homa - Variable | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 35.4% - 39.3% | 41.7% - 46.9% | 54 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcredito Rural | 19.8% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 25.8% - 33.9% | 26.7% - 37.1% | 61 | ||||||||
Microempresarios Urbanos | 24.0% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 28.3% - 33.7% | 29.2% - 34.7% | 74 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | 12.6% annual, Flat | 1 Fee | 0 Ins Ins | None | 5.0% upfront | 23.2% | 24.9% | 51 | ||||||||
General Purpose Loan - Homa Homa - Regular | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00 ongoing | 32% - 35.3% | 39% - 45.7% | 43 | ||||||||
General Purpose Loan - Homa Homa - Term | 30.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00 ongoing | 34.1% - 34.2% | 38.6% - 41.8% | 76 | ||||||||
General Purpose Loan - Homa Homa - Variable | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00 ongoing | 35.4% - 39.3% | 41.7% - 46.9% | 54 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |