2. FUNDESAN
Please note that the information you are viewing is 166 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FUNDESAN BucaramangaBucaramanga
Data approved: 2011-08-01
Data version: 1
Age of data: 166 months

Product

CREDITOS PARA TODOS IMEBU Product 2 of 5 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (COP)COP 1,800,000,000
Portfolio (USD)USD 989,010.99
Active Clients with Loans1,400
Approximate % Female Clients60% - 80%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity groupx
Village banking
Self help group
Other
Description
Generacion de empleo para los sectores productivos a traves de lineas de credito y asistencia tecnica para mipymes de la ciudad de Bucaramanga
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 300,000
Maximum loan size7,000,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term36.0 months
Approx average18.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.70%
Highest quoted nominal interest1.70%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionTrámite Mipyme
% of loan amount - min3.00%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1Ins 2
DescriptionFondo Garantia de BeneficiarioSEGURO DE CREDITO SE COBRA $ 5,000 PORMILLON POR AÑO
% of loan amount - min00.50%
% of loan amount - max00.50%
OR, Fixed amount - min8,0000
Fixed amount - max30,0000
Reason for variationN/AN/A
Appears on Repayment Sched?NoNo
Ongoing Insurance Fees
Ins 1
DescriptionSeguros y Fondo de Solidaridad
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min1,000
Fixed amount - max3,000
Reason for variationN/A
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

CREDITOS PARA TODOS IMEBU samples
Sample 1Sample 2Sample 3
Loan AmountCOP 1,600,000COP 3,500,000COP 5,800,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-05-132011-05-132011-06-01
Loan Term (Months)12.0 months30.0 months30.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component23.8%20.5%20.5%
Insurance Component3.2%2.0%1.2%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)27.0%22.6%21.8%
Transparency Index769094
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
CREDITOS PARA TODOS IMEBU Price Graphs


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  2. SKS
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SKS Microfinance My Home Tycoon Building, KundanbaghAbove Life Style, Begumpet Main RoadHyderabad, Andhra PradeshPO Box 500016
Data approved: 2013-04-02
Data version: 3
Age of data: 139 months
Choose version

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.sksindia.com/
Year established1997
Head of InstitutionMR. Rao
Regions activeAndhra Pradesh, Bihar, Chhattisgarh, Gujarat, HaryanaJharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, OrissaPunjab, Rajasthan, Tamil Nadu, Uttar Pradesh, Uttarakhand, West Bengal
# Branches1238

Total Portfolio (nat'l)INR 18,872,236,695
Total Portfolio (USD)USD 356,079,937.60
Active clients with loans4,172,370
Approximate % female clients100%
Approximate % urban clients20% - 40%
Network affiliations

Loan Products » Summary

Income
2,484,407 Borrowers
USD 267,399,111.90 Portfolio
Active Product
Mid Term
924,623 Borrowers
USD 87,630,642.77 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 2,000 - 14,000 11.5 100% 20% - 40% Business Women, Low HH Inc, Med HH Inc, Rural HH, Urban HH Group Mtgs, Credit Ins, Other Training, Building Leadership and Promoting Members Cooperation.
Mid Term Loan INR 2,000 - 14,000 11.5 100% 20% - 40% Business Women, Low HH Inc, Med HH Inc, Rural HH, Urban HH Group Mtgs, Credit Ins, Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 24.6% 26.4% 27.8% Yes Yes Yes 100
Mid Term Loan 24.6% 26.4% 27.8% Yes Yes Yes 100
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 24.6% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.4% 27.8% 88
Mid Term Loan 24.6% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.4% 27.8% 88
Institution Price Graph
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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