2. Interactuar
Please note that the information you are viewing is 171 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. TCCU
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Interactuar Cra 45 # 26-175 Bello AntioquiaCra 49 # 44-94 Medellín AntioquiaMedellín, Antioquia
Data approved: 2011-08-01
Data version: 1
Age of data: 171 months

Institution

Tamale Community Credit Union Head OfficeTamale, Northern Region
Data approved: 2013-04-29
Data version: 2
Age of data: 143 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.interactuar.org.co/
Year established1983
Head of InstitutionRafael Arango Fonnegra
Regions active
# Branches12

Total Portfolio (nat'l)COP 175,100,000,000
Total Portfolio (USD)USD 96,208,655.71
Active clients with loans30,270
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsAsomicrofinanzas
Funders

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established2004
Head of InstitutionAkaare Emmanuel
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 64,800
Total Portfolio (USD)USD 32,893.40
Active clients with loans145
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsCUA, GHAMFIN
FundersSENDFINCO (SEND Ghana)

Loan Products » Summary

MicroEmp.
1,162 Borrowers
USD 6,797,024.94 Portfolio
Active Product
Microcredito
28,169 Borrowers
USD 29,968,111.21 Portfolio
Active Product
Superiores
862 Borrowers
USD 8,626,316.26 Portfolio
Active Product
Empresarial
77 Borrowers
USD 48,454,565.93 Portfolio
Active Product

Loan Products » Summary

Business
89 Borrowers
USD 16,243.65 Portfolio
Active Product
Microfinance
52 Borrowers
USD 7,614.21 Portfolio
Active Product
Provident
4 Borrowers
USD 9,035.53 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA COP 12,800,001 - 40,000,000 4 - 48 40% - 60% 60% - 80% Business Women, Men, Have business
Microcrédito COP 300,000 - 12,800,000 4 - 24 40% - 60% 60% - 80% Business Women, Men, Have business
Créditos superiores COP 12,800,001 - 40,000,000 4 - 48 60% - 80% 60% - 80% Business Women, Men, Have business, Have home or land
Servicios Desarrollo Empresarial COP 100,000 - 700,000 2 - 12 40% - 60% 60% - 80% Business, Education Women, Men, Ninguno Credit Educ, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 150 - 10,000 1 - 18 40% - 60% 20% - 40% Business Women, Men, Have business Group Mtgs
Microfinance Loan GHS 120 - 250 4 80% - 100% 0% - 20% Business Women, must be in a group and in the community Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA 21.0%-27.0% annual, Decl Bal 2 Fees 3 Ins None N/A 27.1% - 27.5% 27.8% - 29.9% 73
Microcrédito 29.0%-31.6% annual, Decl Bal 2 Fees 2 Ins None N/A 36.6% - 36.9% 37.8% - 39.3% 75
Créditos superiores 29.0%-31.6% annual, Decl Bal 2 Fees 2 Ins None N/A 30.9% - 32.5% 32.8% - 34.7% 86
Servicios Desarrollo Empresarial 21.0%-27.0% annual, Decl Bal 0 Fees 1 Ins None N/A 22.4% - 22.6% 22.9% - 23.2% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Decl Bal 1 Fee 1 Ins None 50.00% upfront 38.1% - 40.2% 162.3% - 175.1% 21
Microfinance Loan 30.00% annual, Flat 1 Fee 0 Ins None N/A- upfront 60.9% - 63.6% 63% - 69.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA 21.0%-27.0% annual, Decl Bal 2 Fees 3 Ins Ins None N/A 27.1% - 27.5% 27.8% - 29.9% 73
Microcrédito 29.0%-31.6% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 36.6% - 36.9% 37.8% - 39.3% 75
Créditos superiores 29.0%-31.6% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 30.9% - 32.5% 32.8% - 34.7% 86
Servicios Desarrollo Empresarial 21.0%-27.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 22.4% - 22.6% 22.9% - 23.2% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Decl Bal 1 Fee 1 Ins Ins None 50.00% upfront 38.1% - 40.2% 162.3% - 175.1% 21
Microfinance Loan 30.00% annual, Flat 1 Fee 0 Ins Ins None N/A- upfront 60.9% - 63.6% 63% - 69.5% 45
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessMultipleLoan PurposeInteractuarInstitutionCO-026-V01-P01CO-026-V01-P02CO-026-V01-P03CO-026-V01-P04ProductCOCountry2011YearRange Number1Institution Data Version010,000,00020,000,00030,000,00040,000,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 14,00010,0007,0003,500300Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeBusinessLoan PurposeTCCUInstitutionGH-042-V02-P01GH-042-V02-P02ProductGHCountry2013YearRange Number2Institution Data Version02,0004,0006,0008,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 50203Number of Borrowers
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Loan Portfolio (USD)
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