| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 164 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 164 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 164 |
| Amanecer | 4,300 | 8,253,000 | 4 | 164 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 164 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 159 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 164 |
| BdO | 10,400 | 7,945,000 | 2 | 164 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 164 |
| Confiar | 43,800 | 81,993,000 | 7 | 164 |
| Congente | 5,400 | 20,045,000 | 2 | 164 |
| Contactar | 25,100 | 20,184,000 | 2 | 164 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 164 |
| Finamerica | 39,800 | 99,536,000 | 7 | 164 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 164 |
| FMSD | 6,800 | 9,236,000 | 6 | 164 |
| Fomentamos | 900 | 102,000 | 1 | 164 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 164 |
| Fund Oleoductos | 500 | 435,000 | 1 | 159 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 164 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 164 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 164 |
| Interactuar | 30,200 | 93,846,000 | 4 | 164 |
| MEDA | 15,600 | 27,322,000 | 2 | 164 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 164 |
| Outstanding portfolio (USD) | USD 194,380.77 |
| Portfolio (USD) | USD 194,380.77 |
| Active Clients with Loans | 184 |
| Approximate % Female Clients | 20% - 40% |
| Approximate % Urban Clients | 60% - 80% |
| Individual | |
| Solidarity group | x |
| Village banking | |
| Self help group | |
| Other |
| Any purpose | x |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Credit education | |
| Group meetings | |
| Credit insurance | |
| Workplace visits | |
| Business training | |
| Other training | |
| Other | |
| Other (2) | |
| No other services | x |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | 8 |
| # Regions for this product | 8 |
| Regions Active | Absheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-Shirvan, Nakhichevan |
| Currency | USD |
| Minimum loan size | USD 50 |
| Maximum loan size | 3,000 |
| Loans less than USD 1,500 | 50% |
| USD 1,500-5,000 | 50% |
| USD 5,000-10,000 | 0 |
| USD 10,000-15,000 | 0 |
| USD 15,000-18,000 | 0 |
| Greater than USD 18,000 | 0 |
| Shortest loan term | 4.0 months |
| Longest loan term | 18.0 months |
| Approx average | 15.0 months |
| Loans 3 months or less | 0 |
| Between 4 and 6 months | 0 |
| Between 7 and 9 months | 0 |
| Between 10 and 12 months | 100% |
| Between 13 and 18 months | 0 |
| Longer than 18 months | 0 |
| Grace period usage | 10% |
| Average grace period | 6.0 months |
| Daily | |
| Weekly | |
| Every 2 weeks | |
| Every 4 weeks | |
| Monthly | x |
| Every 2 months | |
| Quarterly | |
| Every 6 months | |
| Every 12 months | |
| Single end payment | |
| Irregular payments |
| Lowest quoted nominal interest | 29.00% |
| Highest quoted nominal interest | 32.00% |
| Reason(s) why interest rate varies | Loan Size |
| Interest rate period | Yearly |
| Interest Rate Calculation Method | Decl Bal |
| Subsidized by funder request? | No |
| Is rate fixed for entire loan term | Yes |
| Fee 1 | |
|---|---|
| Description | Origination Fee |
| % of loan amount - min | 2.00% |
| % of loan amount - max | 2.00% |
| OR, Fixed amount - min | 0 |
| Fixed amount - max | 0 |
| Reason for variation | N/A |
| Appears on Repayment Sched? | No |
| Required for | Never |
| Criteria | N/A |
| Is deposit indicated on the repayment schedule? | N/A |
| Do borrowers control deposit in their group? | N/A |
| % loan amount deposited | N/A |
| or, Fixed-amount deposited | N/A |
| % loan amount deposited | N/A |
| or, Fixed-amount deposited | N/A |
| Conditions on access to deposit | N/A |
| Minimum interest rate paid | N/A |
| Maximum interest rate paid | N/A |
| Interest payment frequency | N/A |
| Are taxes charged on this product? | No |
Loan Amount |
Type of Sample |
Disbursement Date |
Loan Term (Months) |
Grace Period (Months) |
Total Cost of Credit |
Full APR (int fee ins tax dep) |
True Price by Component |
Transparency Index |
Original Repayment Schedule |
MFT Pricing Calculation |
||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest price component |
Fee Component |
Insurance Component |
Tax Component |
Deposit Component |
||||||||||
| USD 50 | Generated | 2014-11-01 | 12.0 months | N/A | USD 9.46 | 33.6% | 29.6% | 4.0% | 0.0% | 0.0% | 0.0% | 86 | - | |
| USD 900 | Generated | 2014-11-01 | 12.0 months | N/A | USD 170.31 | 33.6% | 29.6% | 4.0% | 0.0% | 0.0% | 0.0% | 86 | - | |
| USD 1,500 | Generated | 2014-11-01 | 12.0 months | N/A | USD 292.68 | 34.6% | 30.6% | 4.0% | 0.0% | 0.0% | 0.0% | 84 | - | |
| USD 3,000 | Generated | 2014-11-01 | 12.0 months | N/A | USD 603.06 | 35.5% | 31.6% | 3.9% | 0.0% | 0.0% | 0.0% | 82 | - | |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
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