| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 166 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 166 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 166 |
| Amanecer | 4,300 | 8,253,000 | 4 | 166 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 166 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 161 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 166 |
| BdO | 10,400 | 7,945,000 | 2 | 166 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 166 |
| Confiar | 43,800 | 81,993,000 | 7 | 166 |
| Congente | 5,400 | 20,045,000 | 2 | 166 |
| Contactar | 25,100 | 20,184,000 | 2 | 166 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 166 |
| Finamerica | 39,800 | 99,536,000 | 7 | 166 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 166 |
| FMSD | 6,800 | 9,236,000 | 6 | 166 |
| Fomentamos | 900 | 102,000 | 1 | 166 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 166 |
| Fund Oleoductos | 500 | 435,000 | 1 | 161 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 166 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 166 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 166 |
| Interactuar | 30,200 | 93,846,000 | 4 | 166 |
| MEDA | 15,600 | 27,322,000 | 2 | 166 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 166 |
| Outstanding portfolio (KHR) | KHR 1,428,525,000 |
| Portfolio (USD) | USD 361,651.90 |
| Active Clients with Loans | 4,029 |
| Approximate % Female Clients | 80% - 100% |
| Approximate % Urban Clients | 0% - 20% |
| Individual | x |
| Solidarity group | |
| Village banking | |
| Self help group | |
| Other |
| Any purpose | |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | x |
| Other | |
| Other (2) |
| Credit education | |
| Group meetings | |
| Credit insurance | |
| Workplace visits | |
| Business training | |
| Other training | x |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | x |
| Must be a salaried worker | |
| Must be specific age group | x |
| Other | |
| Other (2) |
| # Regions for this institution | 24 |
| # Regions for this product | 24 |
| Regions Active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo |
| Currency | KHR |
| Minimum loan size | KHR 10,000 |
| Maximum loan size | 400,000 |
| Loans less than KHR 1,000,000 | 100% |
| KHR 1,000,000-3,500,000 | 0 |
| KHR 3,500,000-6,000,000 | 0 |
| KHR 6,000,000-8,000,000 | 0 |
| KHR 8,000,000-10,000,000 | 0 |
| Greater than KHR 10,000,000 | 0 |
| Shortest loan term | 1.0 month |
| Longest loan term | 10.0 months |
| Approx average | 8.0 months |
| Loans 3 months or less | 0 |
| Between 4 and 6 months | 5% |
| Between 7 and 9 months | 15% |
| Between 10 and 12 months | 80% |
| Between 13 and 18 months | 0 |
| Longer than 18 months | 0 |
| Grace period usage | 0 |
| Average grace period | 0 |
| Daily | |
| Weekly | |
| Every 2 weeks | |
| Every 4 weeks | |
| Monthly | x |
| Every 2 months | |
| Quarterly | |
| Every 6 months | |
| Every 12 months | |
| Single end payment | |
| Irregular payments |
| Lowest quoted nominal interest | 2.50% |
| Highest quoted nominal interest | 2.50% |
| Interest rate period | Monthly |
| Interest Rate Calculation Method | Decl Bal |
| Subsidized by funder request? | No |
| Is rate fixed for entire loan term | Yes |
| Required for | Never |
| Criteria | N/A |
| Is deposit indicated on the repayment schedule? | N/A |
| Do borrowers control deposit in their group? | N/A |
| % loan amount deposited | N/A |
| or, Fixed-amount deposited | N/A |
| % loan amount deposited | N/A |
| or, Fixed-amount deposited | N/A |
| Conditions on access to deposit | N/A |
| Minimum interest rate paid | N/A |
| Maximum interest rate paid | N/A |
| Interest payment frequency | N/A |
| Are taxes charged on this product? | No |
| Sample 1 | Sample 2 | Sample 3 | |||
|---|---|---|---|---|---|
| Loan Amount | KHR 250,000 | KHR 300,000 | KHR 300,000 | ||
| Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | ||
| Disbursement Date | 2013-02-15 | 2013-03-27 | 2013-04-23 | ||
| Loan Term (Months) | 11.0 months | 9.0 months | 9.0 months | ||
| Grace Period (Months) | 10.2 months | 8.0 months | 8.3 months | ||
| Total Cost of Credit | KHR 70,100 | KHR 68,000 | KHR 69,900 | ||
| True Price by Comp | |||||
| Interest price component | 30.0% | 30.2% | 30.1% | ||
| Fee Component | 0.0% | 0.0% | 0.0% | ||
| Insurance Component | 0.0% | 0.0% | 0.0% | ||
| Tax Component | 0.0% | 0.0% | 0.0% | ||
| Deposit Component | 0.0% | 0.0% | 0.0% | ||
| Full APR (int fee ins tax dep) | 30.0% | 30.2% | 30.1% | ||
| Transparency Index | 100 | 99 | 100 | ||
| Original Repayment Schedule | |||||
| MFT Pricing Calculation |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
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