| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 170 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 170 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 170 |
| Amanecer | 4,300 | 8,253,000 | 4 | 170 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 170 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 165 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 170 |
| BdO | 10,400 | 7,945,000 | 2 | 170 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 170 |
| Confiar | 43,800 | 81,993,000 | 7 | 170 |
| Congente | 5,400 | 20,045,000 | 2 | 170 |
| Contactar | 25,100 | 20,184,000 | 2 | 170 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 170 |
| Finamerica | 39,800 | 99,536,000 | 7 | 170 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 170 |
| FMSD | 6,800 | 9,236,000 | 6 | 170 |
| Fomentamos | 900 | 102,000 | 1 | 170 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 170 |
| Fund Oleoductos | 500 | 435,000 | 1 | 165 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 170 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 170 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 170 |
| Interactuar | 30,200 | 93,846,000 | 4 | 170 |
| MEDA | 15,600 | 27,322,000 | 2 | 170 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 170 |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | http://coopsanjose.fin.ec/ |
| Year established | 1964 |
| Head of Institution | José Guillen Sierra |
| Regions active | |
| # Branches | 6 |
| Total Portfolio (nat'l) | USD 30,756,404.80 |
| Total Portfolio (USD) | USD 30,756,404.80 |
| Active clients with loans | 10,594 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Anticipo de Sueldo | USD 20 - 305 | 3 | 0% - 20% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
| Consumo | USD 100 - 20,000 | 3 - 84 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
| Microcredito Grupal Pago al Vencimiento | USD 600 - 1,600 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Capital de Trabajo | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Microcredito Grupal Pago Mensual | USD 400 - 4,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business, Capital de Trabajo | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Microcredito Individual | USD 100 - 20,000 | 3 - 72 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Anticipo de Sueldo | 12.9% annual, Decl Bal | 1 Fee | 0 Ins | None | 1.00% ongoing 2.00 ongoing | 13.1% | 13.6% | 95 | ||||||||
| Consumo | 12.9% annual, Decl Bal | 1 Fee | 0 Ins | None | 1.00% ongoing 2.00 ongoing | 13.1% | 13.6% - 13.8% | 94 | ||||||||
| Microcredito Grupal Pago al Vencimiento | 18.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 12.00 ongoing | 18.3% - 18.5% | 18.9% | 95 | ||||||||
| Microcredito Grupal Pago Mensual | 18.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 1.00% ongoing 2.00 ongoing | 18.2% - 18.3% | 18.9% - 19.1% | 94 | ||||||||
| Microcredito Individual | 18.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 6.7% upfront 1.00% ongoing 2.00 ongoing | 18.2% - 18.3% | 20.7% - 21.5% | 85 |
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| % Products with compulsory deposits |
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