| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 166 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 166 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 166 |
| Amanecer | 4,300 | 8,253,000 | 4 | 166 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 166 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 161 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 166 |
| BdO | 10,400 | 7,945,000 | 2 | 166 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 166 |
| Confiar | 43,800 | 81,993,000 | 7 | 166 |
| Congente | 5,400 | 20,045,000 | 2 | 166 |
| Contactar | 25,100 | 20,184,000 | 2 | 166 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 166 |
| Finamerica | 39,800 | 99,536,000 | 7 | 166 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 166 |
| FMSD | 6,800 | 9,236,000 | 6 | 166 |
| Fomentamos | 900 | 102,000 | 1 | 166 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 166 |
| Fund Oleoductos | 500 | 435,000 | 1 | 161 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 166 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 166 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 166 |
| Interactuar | 30,200 | 93,846,000 | 4 | 166 |
| MEDA | 15,600 | 27,322,000 | 2 | 166 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 166 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.acsi-ethiopia.org/ |
| Year established | 1995 |
| Head of Institution | Mr Mekonen Yelewemwessen |
| Regions active | |
| # Branches | 229 |
| Total Portfolio (nat'l) | ETB 1,940,827,401 |
| Total Portfolio (USD) | USD 105,479,750.10 |
| Active clients with loans | 694,993 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AEMFI |
| Funders | ORDA Organisation for Rehabilitation and Development in Amhara, Regional Government, Endeaveour, ADA Amhara Development Association |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Loan | ETB 1,000 - 15,000 | 12 - 36 | 60% - 80% | 0% - 20% | Housing, Consumer | Women, Men, Salaried worker | ||||||||
| Enterprise Loan | ETB 5,001 - 10,000,000 | 12 - 60 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | ||||||||
| Group Loan - End Term | ETB 150 - 3,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Group Loan - Installments | ETB 150 - 7,500 | 12 - 24 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Technology Loan | ETB 4,200 - 5,669 | 24 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Loan | 10.0%-13.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.0% upfront | 12.9% - 13% | 13.7% - 13.8% | 73 | ||||||||
| Enterprise Loan | 10.0%-13.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 10% - 13% | 10% - 13% | 88 | ||||||||
| Group Loan - End Term | 18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 5.0% upfront 1.00% ongoing | 18% | 20.5% | 88 | ||||||||
| Group Loan - Installments | 15.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 3.0% upfront 1.00% ongoing | 14.9% - 15.1% | 17% - 17.9% | 85 | ||||||||
| Technology Loan | 13.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront 0.30% ongoing | 13% | 13.4% - 13.5% | 96 |
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