| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 163 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 163 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 163 |
| Amanecer | 4,300 | 8,253,000 | 4 | 163 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 163 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 158 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 163 |
| BdO | 10,400 | 7,945,000 | 2 | 163 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 163 |
| Confiar | 43,800 | 81,993,000 | 7 | 163 |
| Congente | 5,400 | 20,045,000 | 2 | 163 |
| Contactar | 25,100 | 20,184,000 | 2 | 163 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 163 |
| Finamerica | 39,800 | 99,536,000 | 7 | 163 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 163 |
| FMSD | 6,800 | 9,236,000 | 6 | 163 |
| Fomentamos | 900 | 102,000 | 1 | 163 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 163 |
| Fund Oleoductos | 500 | 435,000 | 1 | 158 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 163 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 163 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 163 |
| Interactuar | 30,200 | 93,846,000 | 4 | 163 |
| MEDA | 15,600 | 27,322,000 | 2 | 163 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 163 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.eb-accion.com |
| Year established | 2008 |
| Head of Institution | Mrs. Frances Adu-Mante |
| Regions active | Greater Accra Region, Ashanti Region, Brong Ahafo Region |
| # Branches | 8 |
| Total Portfolio (nat'l) | GHS 23,675,529 |
| Total Portfolio (USD) | USD 12,018,035.03 |
| Active clients with loans | 9,401 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Ghana Association of Savings and Loans Companies, GHAMFIN |
| Funders | Ecobank Ghana Ltd, Ecobank Transitional Inc, ACCION International, IFC |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nkosuo | GHS 50 - 3,000 | 3 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| Micro Express | GHS 50 - 1,000 | 3 - 6 | 60% - 80% | 60% - 80% | Business | Women, Men, Specific age group | Credit Ins | |||||||
| Adwuma Pa | GHS 3,000 - 15,000 | 3 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| Micro Plus | GHS 15,000 - 30,000 | 3 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
| SME | GHS 30,000 - 50,000 | 3 - 24 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
| Group | GHS 600 - 3,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nkosuo | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 81.2% - 82.6% | 83.9% - 120.9% | 52 | |||||||||
| Micro Express | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 2.50-10.00 ongoing | 87.8% - 95.1% | 154.3% - 180.7% | 29 | ||||||||
| Adwuma Pa | 45.0% annual, Flat | 1 Fee | 1 Ins | None | 61.3% - 76.6% | 68.3% - 78% | 61 | |||||||||
| Micro Plus | 42.0%-45.0% annual, Flat | 1 Fee | 1 Ins | None | 74% - 76.6% | 75.2% - 78.2% | 54 | |||||||||
| SME | 38.4%-42.0% annual, Flat | 1 Fee | 1 Ins | None | 59.9% - 64.5% | 60.7% - 66.9% | 59 | |||||||||
| Group | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 2.50-10.00 ongoing | 74.1% - 77.1% | 111.6% - 118.8% | 41 |
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