| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 172 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 172 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 172 |
| Amanecer | 4,300 | 8,253,000 | 4 | 172 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 172 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 167 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 172 |
| BdO | 10,400 | 7,945,000 | 2 | 172 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 172 |
| Confiar | 43,800 | 81,993,000 | 7 | 172 |
| Congente | 5,400 | 20,045,000 | 2 | 172 |
| Contactar | 25,100 | 20,184,000 | 2 | 172 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 172 |
| Finamerica | 39,800 | 99,536,000 | 7 | 172 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 172 |
| FMSD | 6,800 | 9,236,000 | 6 | 172 |
| Fomentamos | 900 | 102,000 | 1 | 172 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 172 |
| Fund Oleoductos | 500 | 435,000 | 1 | 167 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 172 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 172 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 172 |
| Interactuar | 30,200 | 93,846,000 | 4 | 172 |
| MEDA | 15,600 | 27,322,000 | 2 | 172 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 172 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.uob.rw/ |
| Year established | 1997 |
| Head of Institution | Jeffrey J. Lee |
| Regions active | Bugesera, Burera, Gakenke, Gasabo, Gatsibo, Gicumbi, Gisagara, Huye, Kamonyi, KarongiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngoma, Ngororero, Nyabihu, Nyagatare, NyamagabeNyamasheke, Nyanza |
| # Branches | 36 |
| Total Portfolio (nat'l) | RWF 9,342,142,670 |
| Total Portfolio (USD) | USD 14,597,097.92 |
| Active clients with loans | 41,246 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Opportunity International, Hope International, World Relief |
| Funders | MasterCard Foundation, Gates Foundation, Credit Suisse, European Union |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Advanced Community Banking | RWF 250,000 - 3,000,000 | 4 - 12 | 80% - 100% | 40% - 60% | Business, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
| Community Banking | RWF 30,000 - 1,500,000 | 4 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
| Micro Individual/Business Loan | RWF 250,000 - 60,000,000 | 4 - 60 | 40% - 60% | 80% - 100% | Business, Consumer | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
| New Solidarity Group | RWF 250,000 - 6,000,000 | 4 - 24 | 60% - 80% | 80% - 100% | Business, Consumer, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Advanced Community Banking | 30.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 10.0% upfront 10.00% ongoing | 52.7% - 53% | 70.6% - 72.9% | 41 | ||||||||
| Community Banking | 30.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 10.0% upfront 10.00% ongoing | 57.4% | 76.8% | 39 | ||||||||
| Micro Individual/Business Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 21.9% - 27.6% | 22.6% - 30.7% | 71 | ||||||||
| New Solidarity Group | 24.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 15.0% upfront 15.00% ongoing | 43.9% - 45.1% | 69.5% - 74.5% | 33 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
