Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.d-miro.org/ |
Year established | 2010 |
Head of Institution | Carlos Egas Guerra |
Regions active | |
# Branches | 14 |
Total Portfolio (nat'l) | USD 33,162,498 |
Total Portfolio (USD) | USD 33,162,498 |
Active clients with loans | 37,455 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Red Financiera Rural |
Funders | Pettelaar Effectenbewaarbedrijf N.V. - SNS, Triple Jump, Microvest Fund, Credit Suisse Microfinance Fund Management Company |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.turanbank.az/ |
Year established | 1992 |
Head of Institution | NazÄm SadÄqov |
Regions active | Absheron, Ganja-Qazakh, Shaki-Zaqatala |
# Branches | 11 |
Total Portfolio (nat'l) | AZN 77,590,406 |
Total Portfolio (USD) | USD 99,474,879.49 |
Active clients with loans | 3,671 |
Approximate % female clients | 0% - 20% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Asalariado | USD 600 - 2,000 | 10 - 12 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Grupo Solidario | USD 400 - 800 | 6 - 12 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Jovénes Emprendedores | USD 600 - 1,000 | 6 - 36 | 40% - 60% | 80% - 100% | Business | Women, Men, Specific age group | Credit Ins | |||||||
Microcrédito Individual | USD 400 - 20,000 | 10 - 36 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
Microcrédito Individual Vida | USD 400 - 20,000 | 6 - 36 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Specific age group | Credit Ins, Servicio de protección familiar en caso de fallecimiento del titular o conyuge, incapacidad total y permanente | |||||||
Microcrédito Preferencial | USD 5,000 - 20,000 | 12 - 36 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Microcrédito Triangular | USD 800 - 2,000 | 6 - 36 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Microcrédito Vivienda | USD 1,000 - 20,000 | 6 - 36 | 40% - 60% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Iri hecmli istehlak kreditleri | AZN 35,000 - 100,000 | 12 - 30 | 0% - 20% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Kiçik hecmli isthlak | AZN 100 - 1,500 | 3 - 18 | 40% - 60% | 20% - 40% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Lombard | AZN 50 - 10,000 | 3 - 18 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men | Gàtàràlck qÄzÄl zint ÅyasÄnÄn qiymtlndirilmsi | |||||||
Mikro kreditler | AZN 50 - 10,000 | 3 - 18 | 20% - 40% | 60% - 80% | Business, Other | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Orta hecimli istehlak | AZN 1,500 - 35,000 | 12 - 30 | 0% - 20% | 40% - 60% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Asalariado | 15.2% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 15.4% | 28.2% - 29.3% | 53 | ||||||||
Grupo Solidario | 26.9% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 27.3% | 40.2% - 41.6% | 65 | ||||||||
Jovénes Emprendedores | 26.9% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 27.3% | 39.4% - 40.5% | 67 | ||||||||
Microcrédito Individual | 22.9%-26.9% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 24.9% - 27.3% | 37.5% - 39.7% | 59 | ||||||||
Microcrédito Individual Vida | 22.9%-26.9% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 27.3% | 27.3% | 84 | ||||||||
Microcrédito Preferencial | 21.0%-24.5% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 21.3% - 23.3% | 24.6% - 26.9% | 80 | ||||||||
Microcrédito Triangular | 26.9% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 27.3% | 39.5% - 41.6% | 66 | ||||||||
Microcrédito Vivienda | 22.9%-26.9% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 27.3% | 39.2% - 40.1% | 57 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Iri hecmli istehlak kreditleri | 25.0%-28.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 28.1% | 28.1% | 89 | ||||||||
Kiçik hecmli isthlak | 30.0%-36.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 25% - 40.3% | 25% - 40.3% | 90 | ||||||||
Lombard | 30.0%-32.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 27% - 37.4% | 27% - 37.4% | 89 | ||||||||
Mikro kreditler | 29.0%-32.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 28% - 38.2% | 28% - 38.2% | 86 | ||||||||
Orta hecimli istehlak | 25.0%-28.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 16.4% - 40% | 16.4% - 40% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Asalariado | 15.2% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 15.4% | 28.2% - 29.3% | 53 | ||||||||
Grupo Solidario | 26.9% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 27.3% | 40.2% - 41.6% | 65 | ||||||||
Jovénes Emprendedores | 26.9% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 27.3% | 39.4% - 40.5% | 67 | ||||||||
Microcrédito Individual | 22.9%-26.9% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 24.9% - 27.3% | 37.5% - 39.7% | 59 | ||||||||
Microcrédito Individual Vida | 22.9%-26.9% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 27.3% | 27.3% | 84 | ||||||||
Microcrédito Preferencial | 21.0%-24.5% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 21.3% - 23.3% | 24.6% - 26.9% | 80 | ||||||||
Microcrédito Triangular | 26.9% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 27.3% | 39.5% - 41.6% | 66 | ||||||||
Microcrédito Vivienda | 22.9%-26.9% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 27.3% | 39.2% - 40.1% | 57 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Iri hecmli istehlak kreditleri | 25.0%-28.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 28.1% | 28.1% | 89 | ||||||||
Kiçik hecmli isthlak | 30.0%-36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 25% - 40.3% | 25% - 40.3% | 90 | ||||||||
Lombard | 30.0%-32.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 27% - 37.4% | 27% - 37.4% | 89 | ||||||||
Mikro kreditler | 29.0%-32.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 28% - 38.2% | 28% - 38.2% | 86 | ||||||||
Orta hecimli istehlak | 25.0%-28.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 16.4% - 40% | 16.4% - 40% | 89 |
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