| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.banco-solidario.com/ |
| Year established | 1996 |
| Head of Institution | MICHEL BURBANO VALENZUELA |
| Regions active | |
| # Branches | 37 |
| Total Portfolio (nat'l) | USD 289,095,675 |
| Total Portfolio (USD) | USD 289,095,675 |
| Active clients with loans | 134,799 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Accion Internacional, Red Financiera Rural |
| Funders | Banco Universal S.A Unibanco, Accion, SPC, Northstar Investments Holdings Corporation, Indemnity Advisors Inc |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.sungi.org |
| Year established | 1990 |
| Head of Institution | Sajid Qaisrani |
| Regions active | Azad Kashmir, Khyber Pakhtunkwa |
| # Branches | 4 |
| Total Portfolio (nat'l) | PKR 81,149,780 |
| Total Portfolio (USD) | USD 828,058.98 |
| Active clients with loans | 10,128 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Pakistan Microfinance Network (PMN) |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microempresa | USD 1,000 - 20,000 | 6 - 49.7 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | PKR 10,000 - 15,000 | 12 - 18 | 100% | 0% - 20% | Business, Agriculture | Women, Specific age group | Credit Educ, Group Mtgs, Business Training, Micro health insurance-life insurance | |||||||
| Enterprise Development Loan First | PKR 20,000 - 29,000 | 12 - 18 | 100% | 0% - 20% | Business, Agriculture | Women, Men, Specific age group, Must be the resident of the specified village | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Murabaha loan Awal | PKR 5,000 - 30,000 | 12 - 18 | 100% | 0% - 20% | Business | Women, Specific age group, Must be resident of the village | Credit Educ, Group Mtgs, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microempresa | 19.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 24.2% - 27% | 26.2% - 30.5% | 66 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% | 34.4% | N/A | ||||||||
| Enterprise Development Loan First | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A | ||||||||
| Murabaha loan Awal | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microempresa | 19.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 24.2% - 27% | 26.2% - 30.5% | 66 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% | 34.4% | N/A | ||||||||
| Enterprise Development Loan First | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A | ||||||||
| Murabaha loan Awal | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A |
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