Outstanding portfolio (USD) | USD 66,556.84 |
Portfolio (USD) | USD 66,556.84 |
Active Clients with Loans | 166 |
Approximate % Female Clients | 20% - 40% |
Approximate % Urban Clients | 0% - 20% |
Individual | |
Solidarity group | x |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | |
Workplace visits | x |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | Asociacion debe haber firmado convenio con Cepesiu |
Other (2) | Producto dirigido a produccion agricola de ciclo corto |
# Regions for this institution | N/A |
# Regions for this product | N/A |
Regions Active |
Currency | USD |
Minimum loan size | USD 500 |
Maximum loan size | 1,500 |
Shortest loan term | 4.0 months |
Longest loan term | 8.0 months |
Approx average | 6.0 months |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | x |
Irregular payments |
Lowest quoted nominal interest | 28.56% |
Highest quoted nominal interest | 28.56% |
Interest rate period | Yearly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | |
Is rate fixed for entire loan term | No |
Required for | All |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | Yes |
Do borrowers control deposit in their group? |
% loan amount deposited | 12.00% |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit |
Minimum interest rate paid | 0 |
Maximum interest rate paid | 0 |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | |||
---|---|---|---|---|---|
Loan Amount | USD 1,136 | USD 1,136 | USD 1,136.36 | ||
Loan Cycle (1, 2, 3, etc) | 1 | 1 | 1 | ||
Disbursement Date | 2010-06-15 | 2010-06-15 | 2010-06-15 | ||
Loan Term (Months) | 6.0 months | 6.0 months | 6.0 months | ||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | ||
Total Cost of Credit | Not Known | Not Known | Not Known | ||
True Price by Comp | |||||
Interest and Fee Component | 28.9% | 28.9% | 29.0% | ||
Insurance Component | 0.0% | 0.0% | 0.0% | ||
Tax Component | 0.0% | 0.0% | 0.0% | ||
Deposit Component | 4.0% | 4.0% | 4.0% | ||
Full APR (int fee ins tax dep) | 32.9% | 32.9% | 32.9% | ||
Transparency Index | 87 | 87 | 87 | ||
Original Repayment Schedule | |||||
MFT Pricing Calculation |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Action | 0 | 0 | 0 | 139 |
Adok Timo | 4,200 | 570,000 | 4 | 170 |
BIMAS | 11,100 | 4,679,000 | 7 | 139 |
ECLOF Kenya | 20,500 | 5,455,000 | 8 | 139 |
Equity Bank | 135,500 | 94,746,000 | 9 | 139 |
Family Bank | 43,200 | 90,700,000 | 5 | 170 |
Jamii Bora | 2,400 | 3,374,000 | 4 | 139 |
Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 139 |
KADET | 12,900 | 5,402,000 | 4 | 139 |
K-Rep | 0 | 0 | 0 | 139 |
K-Rep Bank | 65,000 | 28,743,000 | 4 | 170 |
KWFT DTM | 294,600 | 165,982,000 | 6 | 139 |
LKL | 13,100 | 9,311,000 | 10 | 131 |
MKL | 18,200 | 5,989,000 | 6 | 115 |
Opportunity Kenya | 9,100 | 4,866,000 | 5 | 139 |
PAWDEP | 40,900 | 7,133,000 | 2 | 139 |
RAFODE | 2,900 | 356,000 | 1 | 139 |
SISDO | 7,300 | 3,657,000 | 11 | 139 |
Yehu | 14,000 | 3,149,000 | 11 | 139 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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