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Institution

CEPESIU Veintimilla E10-50 y Av. 12 de OctubreEdificio Quito 12 El Giron Torre W, PenthouseQuito, Pichincha
Data approved: 2010-11-22
Data version: 1
Age of data: 172 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cepesiu.org.ec/
Year established1983
Head of InstitutionCecilia Padilla
Regions active
# Branches3

Total Portfolio (nat'l)USD 939,466.31
Total Portfolio (USD)USD 939,466.31
Active clients with loans2,011
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

166 Borrowers
USD 66,556.84 Portfolio
Active Product
176 Borrowers
USD 157,302.20 Portfolio
Active Product
1,612 Borrowers
USD 589,823 Portfolio
Active Product
SPI
57 Borrowers
USD 125,784.24 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Programa de Crédito Directo USD 500 - 1,500 4 - 8 20% - 40% 0% - 20% Business Women, Men, Have business, Asociacion debe haber firmado convenio con Cepesiu, Producto dirigido a produccion agricola de ciclo corto Tech Asst Visits
Programa de Crédito Individual (PCI) USD 500 - 3,000 6 - 18 40% - 60% 80% - 100% Business Women, Men, Have business, Buena calificacion en la Central de Riesgos, Negocios establecidos un año Tech Asst Visits
Programa Grupo Solidario USD 200 - 1,500 4 - 18 60% - 80% 60% - 80% Business Women, Men, Have business, Buena calificacion en central de riesgos., Negocio funcionando 1 año. Tech Asst Visits
Sociedad Popular de Inversión SPI USD 300 - 10,000 4 - 24 40% - 60% 20% - 40% Business Women, Men, Estructuras financieras locales autogestionadas de credito, Minimo 4 meses de funcionamiento Tech Asst Visits, Cepesiu brinda asistencia tecnica con recursos no reembolsables

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Programa de Crédito Directo 28.6% annual, Decl Bal 0 Fees 0 Ins None 12.0% upfront 28.9% - 29% 32.9% 87
Programa de Crédito Individual (PCI) 28.6% annual, Decl Bal 0 Fees 0 Ins None 12.0% upfront 15.2% - 19.8% 15.2% - 25.2% 100
Programa Grupo Solidario 28.6% annual, Decl Bal 0 Fees 0 Ins None 12.0% upfront 19.8% - 24.8% 25.2% - 31.1% 97
Sociedad Popular de Inversión SPI 26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 19% - 24.8% 19% - 24.8% 100
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002159
Ahantaman RB23,8009,896,0004141
APED13,7001,876,0002141
ASA Initiative4,400577,0004141
ASA-Ghana71,60018,385,0002141
ASPI80088,0006141
Atwima Kwanwoma3,8001,788,0002141
Baobab5,100967,0002141
BestFUND13,0004,172,0003141
Bonzali Rural10,4001,691,0004159
CashPhase83135,0002141
CASUD1,100524,0001141
CEDEF50054,0004141
CFF10013,0001141
CRAN3,6001,019,0002141
DQF1,70063,0002141
EASL9,20011,409,0006141
East Mamprusi12,5002,268,0004141
ELDA000141
EMPRETEC Ghana20056,0002141
FASL13,50014,047,0008141
Grameen Ghana9,500507,0003141
ID-Ghana5,600953,0003141
Innovative Finance2,700354,0003141
Kraban Support7,700781,0005159
KRB4,0006,350,0003141
Lower Pra RB34,0006,316,0003159
Maata-N-Tudu12,000941,0004141
Mail Finance300288,0001141
Markaz000141
Markaz Al Bishara10017,0001141
MicrofinPlus Gh1,100251,0002141
Nwabiagya RB4,0002,265,0003141
OISL62,00027,232,0009141
Pro Credit000141
Rich Step100101,0001141
SAT147,60029,359,0004141
Sekam Trust600137,0002141
Simli Pong8,900463,0003159
SS Ghana20035,0001141
TCCU10032,0003141
The Bridge40032,0003159
Union RB3,8002,361,0004141
Caps / Zoom options
Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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