2. Codesarrollo
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  2. CCODE
Please note that the information you are viewing is 147 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Codesarrollo Ladron de Guevara E13-408 Y BarcelonaQuito, Pichincha
Data approved: 2010-11-11
Data version: 1
Age of data: 175 months

Institution

The Centre for Community Organisation and Development P.O. Box 2109LilongweP.O. Box 2109
Data approved: 2011-01-06
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionCARLOS MARZON ORTIZ
Regions active
# Branches15

Total Portfolio (nat'l)USD 46,867,654
Total Portfolio (USD)USD 46,867,654
Active clients with loans15,532
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?N/A
Website addressN/A
Year established2003
Head of InstitutionSIKU NKHOMA
Regions active0
# Branches1

Total Portfolio (nat'l)MWK 110,429,000
Total Portfolio (USD)USD 736,193.33
Active clients with loans2,422
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsSLUM DWELLERS INTERNATIONAL, MALAWI MICRO FINANCE NETWORK, MALAWI HOMELESS PEOPLE'S FEDERATION
FundersSLUM DWELLERS INTERNATIONAL, HOMELESS INTERNATIONAL, AFRICAN DEVELOPMENT BANK, WASTE

Loan Products » Summary

Sarrollo
3,957 Borrowers
USD 6,199,730 Portfolio
Active Product
Mergente
148 Borrowers
USD 97,371 Portfolio
Active Product
Microempresa
5,804 Borrowers
USD 15,830,467 Portfolio
Active Product
Particular
1,812 Borrowers
USD 4,813,813 Portfolio
Active Product
Tierras
117 Borrowers
USD 709,627 Portfolio
Active Product
Vivienda
2,540 Borrowers
USD 12,587,370 Portfolio
Active Product
Efectivo
39 Borrowers
USD 90,099 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Business Loan
399 Borrowers
USD 5,186 Portfolio
Active Product
Home Improvement Loan
233 Borrowers
USD 10,981 Portfolio
Active Product
Home Loan
1,468 Borrowers
USD 693,271 Portfolio
Active Product
Sanitation Loan
215 Borrowers
USD 30,200 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credidesarrollo USD 200 - 15,000 6 - 38 20% - 40% 60% - 80% Business Women, Men, Have business Credit Ins, Seguro de Desgravamen
Crediemergente USD 500 - 1,000 2 - 14 40% - 60% 60% - 80% Any Purpose Women, Men
Credimicroempresarial USD 400 - 20,000 6 - 50 40% - 60% 60% - 80% Business Women, Men, Have business Credit Ins, Seguro de Desgravamen
Crediparticular USD 200 - 15,000 5 - 38 40% - 60% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Ins, Seguro de Desgravamen
Creditierras USD 1,000 - 15,000 15 - 62 20% - 40% 60% - 80% Business, Compra, o legalización, o la titularización de la , tierra destinada a la prducción agrícola, pecuaria Women, Men, Orientado a organizaciones campesinas y/o miembros de organizaciones campesinas Credit Ins, Seguro de Desgravamen
Credivivienda USD 1,000 - 25,000 8 - 86 40% - 60% 60% - 80% Housing, Adquisicion, Construccion, Terminacion de vivienda Women, Men Credit Ins, Seguro de Desgravamen

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan MWK 10,000 - 30,000 1 - 6 80% - 100% 80% - 100%
Home Improvement Loan MWK 20,000 - 80,000 1 - 24 80% - 100% 80% - 100%
Home Loan MWK 100,000 - 250,000 1 - 96 80% - 100% 80% - 100%
Sanitation Loan MWK 25,000 - 40,000 24 80% - 100% 80% - 100%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credidesarrollo 16.0% annual, Decl Bal 0 Fees 0 Ins None N/A 16% 16% 100
Crediemergente 14.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17% 17% 82
Credimicroempresarial 11.4%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17% 17% 67
Crediparticular 14.0% annual, Decl Bal 0 Fees 0 Ins None N/A 14% 14% 100
Creditierras 12.0%-13.0% annual, Decl Bal 0 Fees 0 Ins None N/A 12% 12% 100
Credivivienda 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 10% - 17% 10% - 17% 71

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 24.00% annual, Decl Bal 0 Fees 0 Ins N/A 17% - 17.2% 17% - 17.2%
Home Improvement Loan 12.00% annual, Decl Bal 0 Fees 0 Ins N/A 15.6% - 16.8% 15.6% - 16.8%
Home Loan 12.00% annual, Decl Bal 0 Fees 0 Ins N/A 11.3% - 11.7% 11.3% - 11.7%
Sanitation Loan 12.00% annual, Decl Bal 0 Fees 0 Ins N/A 16.1% - 16.8% 16.1% - 16.8%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credidesarrollo 16.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 16% 16% 100
Crediemergente 14.0%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 17% 17% 82
Credimicroempresarial 11.4%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 17% 17% 67
Crediparticular 14.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 14% 14% 100
Creditierras 12.0%-13.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 12% 12% 100
Credivivienda 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 10% - 17% 10% - 17% 71

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 24.00% annual, Decl Bal 0 Fees 0 Ins Ins N/A 17% - 17.2% 17% - 17.2%
Home Improvement Loan 12.00% annual, Decl Bal 0 Fees 0 Ins Ins N/A 15.6% - 16.8% 15.6% - 16.8%
Home Loan 12.00% annual, Decl Bal 0 Fees 0 Ins Ins N/A 11.3% - 11.7% 11.3% - 11.7%
Sanitation Loan 12.00% annual, Decl Bal 0 Fees 0 Ins Ins N/A 16.1% - 16.8% 16.1% - 16.8%
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeAnyBusinessHousingLoan PurposeCodesarrolloInstitutionEC-010-V01-P01EC-010-V01-P03EC-010-V01-P04EC-010-V01-P05EC-010-V01-P06EC-010-V01-P07ProductECCountry2010YearRange Number1Institution Data Version05,00010,00015,000Loan Size (all)0%5%10%15%Full APR (int fee ins tax dep)> 1,10080050020030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessHousingOtherLoan PurposeCCODEInstitutionMW-011-V01-P01MW-011-V01-P02MW-011-V01-P03MW-011-V01-P04ProductMWCountry2011YearRange Number1Institution Data Version050,000100,000150,000200,000250,000Loan Size (all)0%5%10%15%Full APR (int fee ins tax dep)> 40020020Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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