Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | http://www.coopsanantonio.com/ |
Year established | 1960 |
Head of Institution | ING. NORMA VASQUEZ |
Regions active | |
# Branches | 1 |
Total Portfolio (nat'l) | USD 2,384,754 |
Total Portfolio (USD) | USD 2,384,754 |
Active clients with loans | 1,087 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Red Financiera Rural, Uncacnor, Financoop, Fecoac |
Funders |
Institution Type | Trust |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2000 |
Head of Institution | Abebe Kebede |
Regions active | 0 |
# Branches | 2 |
Total Portfolio (nat'l) | MWK 65,000,000 |
Total Portfolio (USD) | USD 433,333.33 |
Active clients with loans | 4,200 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Malawi Microfinance Network (MAMN) |
Funders | Vision Fund International, World Vision International, World Vision, MALAWI (ADP) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | USD 100 - 10,000 | 1 - 48 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Microcredito | USD 100 - 10,000 | 1 - 48 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural loan I (Irrigation loan - Group) | MWK 30,000 - 40,000 | 4 - 12 | 40% - 60% | 0% - 20% | ||||||||||
Agricultural Loan II (Rain fed - Group) | MWK 12,000 - 25,000 | 6 - 10 | 40% - 60% | 0% - 20% | ||||||||||
Business Loan I (Group) | MWK 5,000 - 45,000 | 4 - 12 | 40% - 60% | 0% - 20% | ||||||||||
Business Loan II (Group) | MWK 10,000 - 78,000 | 6 - 9 | 40% - 60% | 80% - 100% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 15.1% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.0% upfront 5.00 ongoing | 15.3% | 18.2% - 18.8% | 81 | ||||||||
Microcredito | 15.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.0% upfront 5.00 ongoing | 19.3% | 22.8% - 23.7% | 64 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural loan I (Irrigation loan - Group) | 48.00% annual, Flat | 2 Fees | 0 Ins | 17.2% - 30.6% | 21.5% - 39.2% | |||||||||||
Agricultural Loan II (Rain fed - Group) | 48.00% annual, Flat | 1 Fee | 0 Ins | 30.1% - 32% | 38.4% - 41.3% | |||||||||||
Business Loan I (Group) | 48.00% annual, Flat | 1 Fee | 0 Ins | 89.8% | 129.8% | |||||||||||
Business Loan II (Group) | 48.00% annual, Flat | 1 Fee | 0 Ins | 89.8% | 129.8% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 15.1% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.0% upfront 5.00 ongoing | 15.3% | 18.2% - 18.8% | 81 | ||||||||
Microcredito | 15.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.0% upfront 5.00 ongoing | 19.3% | 22.8% - 23.7% | 64 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural loan I (Irrigation loan - Group) | 48.00% annual, Flat | 2 Fees | 0 Ins Ins | 17.2% - 30.6% | 21.5% - 39.2% | |||||||||||
Agricultural Loan II (Rain fed - Group) | 48.00% annual, Flat | 1 Fee | 0 Ins Ins | 30.1% - 32% | 38.4% - 41.3% | |||||||||||
Business Loan I (Group) | 48.00% annual, Flat | 1 Fee | 0 Ins Ins | 89.8% | 129.8% | |||||||||||
Business Loan II (Group) | 48.00% annual, Flat | 1 Fee | 0 Ins Ins | 89.8% | 129.8% |
Key Statistics | |
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% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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