| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | http://www.coopsanantonio.com/ |
| Year established | 1960 |
| Head of Institution | ING. NORMA VASQUEZ |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | USD 2,384,754 |
| Total Portfolio (USD) | USD 2,384,754 |
| Active clients with loans | 1,087 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Red Financiera Rural, Uncacnor, Financoop, Fecoac |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.rcdspk.org |
| Year established | 1998 |
| Head of Institution | Muhammad Murtaza |
| Regions active | Punjab |
| # Branches | 20 |
| Total Portfolio (nat'l) | PKR 443,135,230 |
| Total Portfolio (USD) | USD 4,521,788.06 |
| Active clients with loans | 31,965 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | PMN, PMFN, BWTP, PCP |
| Funders | PPAF, ASF, UNDP, Engro Foundation |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | USD 100 - 10,000 | 1 - 48 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
| Microcredito | USD 100 - 10,000 | 1 - 48 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credit & Enterprise Development | PKR 5,000 - 75,000 | 12 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training | |||||||
| Enterprise Development Facility | PKR 70,000 - 150,000 | 18 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training | |||||||
| Live Stock Financing | PKR 40,000 - 100,000 | 18 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training | |||||||
| Strengthening Micro Enterprises | PKR 100,000 - 300,000 | 24 | 0% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 15.1% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.0% upfront 5.00 ongoing | 15.3% | 18.2% - 18.8% | 81 | ||||||||
| Microcredito | 15.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.0% upfront 5.00 ongoing | 19.3% | 22.8% - 23.7% | 64 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credit & Enterprise Development | 20.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 44.7% - 48% | 44.7% - 48% | N/A | ||||||||
| Enterprise Development Facility | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 33.5% | 33.5% | N/A | ||||||||
| Live Stock Financing | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 33.5% - 34.9% | 33.5% - 34.9% | N/A | ||||||||
| Strengthening Micro Enterprises | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 30.7% - 31.8% | 30.7% - 31.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 15.1% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.0% upfront 5.00 ongoing | 15.3% | 18.2% - 18.8% | 81 | ||||||||
| Microcredito | 15.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.0% upfront 5.00 ongoing | 19.3% | 22.8% - 23.7% | 64 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credit & Enterprise Development | 20.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 44.7% - 48% | 44.7% - 48% | N/A | ||||||||
| Enterprise Development Facility | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 33.5% | 33.5% | N/A | ||||||||
| Live Stock Financing | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 33.5% - 34.9% | 33.5% - 34.9% | N/A | ||||||||
| Strengthening Micro Enterprises | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 30.7% - 31.8% | 30.7% - 31.8% | N/A |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
