| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | http://www.coopsanantonio.com/ |
| Year established | 1960 |
| Head of Institution | ING. NORMA VASQUEZ |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | USD 2,384,754 |
| Total Portfolio (USD) | USD 2,384,754 |
| Active clients with loans | 1,087 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Red Financiera Rural, Uncacnor, Financoop, Fecoac |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1996 |
| Head of Institution | Mr Gulbaz Afaqi |
| Regions active | Punjab |
| # Branches | 3 |
| Total Portfolio (nat'l) | PKR 85,584,088 |
| Total Portfolio (USD) | USD 873,307.02 |
| Active clients with loans | 4,193 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0 |
| Network affiliations | Pakistan Microfinance Network, PMFN, MONPAK, HRDN |
| Funders | Pakistan Poverty Alleviation Fund, One UN GRIP, OPP/OCT |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | USD 100 - 10,000 | 1 - 48 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
| Microcredito | USD 100 - 10,000 | 1 - 48 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture | PKR 20,000 - 75,000 | 6 - 18 | 20% - 40% | 0% | Agriculture | Women, Men | ||||||||
| Livestock | PKR 15,000 - 30,000 | 12 | 40% - 60% | 0% | Business | Women, Men | ||||||||
| Livestock Fattening | PKR 20,000 - 30,000 | 6 - 11 | 40% - 60% | 0% | Business | Women, Men | Credit Ins, Tech Asst Visits | |||||||
| Handicrafts | PKR 15,000 - 30,000 | 12 | 80% - 100% | 0% | Business | Women, Men, Have business | ||||||||
| Trade Business | PKR 10,000 - 70,000 | 12 | 20% - 40% | 0% | Business | Women, Men, Have business | ||||||||
| Solar Lighting | PKR 15,000 - 30,000 | 6 - 12 | 20% - 40% | 0% | Any Purpose | Women, Men |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 15.1% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.0% upfront 5.00 ongoing | 15.3% | 18.2% - 18.8% | 81 | ||||||||
| Microcredito | 15.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.0% upfront 5.00 ongoing | 19.3% | 22.8% - 23.7% | 64 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40.7% | 40.7% | N/A | ||||||||
| Livestock | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40.7% - 40.9% | 40.7% - 40.9% | N/A | ||||||||
| Livestock Fattening | 21.0%-24.0% annual, Flat | 1 Fee | 1 Ins | None | None | 25.8% | 29% | N/A | ||||||||
| Handicrafts | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40.3% - 40.9% | 40.3% - 40.9% | N/A | ||||||||
| Trade Business | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40.7% - 40.9% | 40.7% - 40.9% | N/A | ||||||||
| Solar Lighting | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 40.3% - 40.9% | 40.3% - 40.9% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 15.1% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.0% upfront 5.00 ongoing | 15.3% | 18.2% - 18.8% | 81 | ||||||||
| Microcredito | 15.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.0% upfront 5.00 ongoing | 19.3% | 22.8% - 23.7% | 64 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40.7% | 40.7% | N/A | ||||||||
| Livestock | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40.7% - 40.9% | 40.7% - 40.9% | N/A | ||||||||
| Livestock Fattening | 21.0%-24.0% annual, Flat | 1 Fee | 1 Ins Ins | None | None | 25.8% | 29% | N/A | ||||||||
| Handicrafts | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40.3% - 40.9% | 40.3% - 40.9% | N/A | ||||||||
| Trade Business | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40.7% - 40.9% | 40.7% - 40.9% | N/A | ||||||||
| Solar Lighting | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 40.3% - 40.9% | 40.3% - 40.9% | N/A |
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