Please note that the information you are viewing is
172 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2010-11-22
Data version: 1
Age of data: 172 months
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1963 |
| Head of Institution | IVAN TOBAR |
| Regions active | |
| # Branches | 21 |
| Total Portfolio (nat'l) | USD 88,130,099 |
| Total Portfolio (USD) | USD 88,130,099 |
| Active clients with loans | 22,154 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders | |
500 Borrowers
USD 22,845,920 Portfolio
Active Product
5,400 Borrowers
USD 638,600 Portfolio
Active Product
2,020 Borrowers
USD 8,509,955 Portfolio
Active Product
61 Borrowers
USD 250,461 Portfolio
Active Product
Loan Products » Conditions
| Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
| CNMPE |
|
USD 600 - 8,000 |
|
12 - 36 |
|
20% - 40% |
|
80% - 100% |
|
Any Purpose |
|
Women, Men, Salaried worker, Specific age group |
|
Credit Ins |
| MICM |
|
USD 200 - 20,000 |
|
8 - 10 |
|
80% - 100% |
|
20% - 40% |
|
Any Purpose |
|
Women |
|
Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
| MICON |
|
USD 600 - 20,000 |
|
6 - 36 |
|
20% - 40% |
|
60% - 80% |
|
Any Purpose |
|
Women, Men, Have business |
|
Credit Ins |
| MICPE |
|
USD 600 - 8,000 |
|
2 - 36 |
|
20% - 40% |
|
40% - 60% |
|
Business |
|
Women, Men, Have business |
|
Credit Ins, Tech Asst Visits |
Loan Products » Pricing Information
| Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
| CNMPE |
|
15.2% annual, Decl Bal |
|
1 Fee |
|
0 Ins |
|
None |
|
1.5% upfront |
|
15.4% - 16.1% |
|
16.4% - 16.5% |
|
92 |
| MICM |
|
25.7% annual, Decl Bal |
|
1 Fee |
|
0 Ins |
|
None |
|
3.0% upfront |
|
26.1% - 29.6% |
|
29.2% - 33.7% |
|
84 |
| MICON |
|
22.8% annual, Decl Bal |
|
1 Fee |
|
0 Ins |
|
None |
|
3.00% ongoing |
|
21.4% - 24.4% |
|
23.1% - 25.5% |
|
92 |
| MICPE |
|
24.5% annual, Decl Bal |
|
1 Fee |
|
0 Ins |
|
None |
|
3.0% upfront |
|
22.7% - 24.8% |
|
24.5% - 26.7% |
|
93 |
Please note that the information you are viewing is
115 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2015-04-16
Data version: 2
Age of data: 115 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
| Outstanding portfolio (PKR) | PKR 77,819,418.35 |
| Portfolio (USD) | USD 764,186.69 |
| Active Clients with Loans | 370 |
| Approximate % Female Clients | N/A |
| Approximate % Urban Clients | N/A |
Description
Advans "Ba-Ikhtiar" is a loan above PKR 150 k up to PKR 500 k for a duration of 3 to 24 months. It can fund working capital as well as investment, with monthly repayments.
Loan Purpose
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) | |
Eligibility
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | x |
| Other | Age bracket is 18 to 60 |
| Other (2) | |
Portfolio Size by Product
Geographic Coverage
| # Regions for this institution | 1 |
| # Regions for this product | N/A |
| Regions Active | |
