2. COAC LaBenefica
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. COOJAD
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cooperativa de Ahorro y Credito la Benefica La Concordia Santo DomingoEl Carmen, Manabi
Data approved: 2010-11-08
Data version: 1
Age of data: 175 months

Institution

COOPERATIVE DE LA JEUNEUSE POUR L AUTO D'EMPLOI ET DEVELOPEMENT P.O.Box 3739KIGALI250
Data approved: 2011-10-26
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1994
Head of InstitutionFredy Yugcha Toala
Regions active
# Branches3

Total Portfolio (nat'l)USD 8,513,791
Total Portfolio (USD)USD 8,513,791
Active clients with loans3,278
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Institution Details

Institution TypeCooperative
Is this institution regulated?Yes
Website addressN/A
Year established2007
Head of InstitutionJean Louis Musoni
Regions active0
# Branches0

Total Portfolio (nat'l)RWF 1,022,162,074
Total Portfolio (USD)USD 1,732,478.09
Active clients with loans1,049
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsAMIR
FundersYouth Ministry, National Youth Council, Districts

Loan Products » Summary

Consumo
1,478 Borrowers
USD 3,555,876 Portfolio
Active Product
Grupo
140 Borrowers
USD 446,596 Portfolio
Active Product
Avanzar
241 Borrowers
USD 1,252,680 Portfolio
Active Product
Facil
85 Borrowers
USD 1,951,574 Portfolio
Active Product
Nacer
566 Borrowers
USD 752,882 Portfolio
Active Product
Plus
22 Borrowers
USD 522,903 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Agriculture et Elevage Loan
22 Borrowers
USD 30,953 Portfolio
Active Product
Autres Loan
243 Borrowers
USD 172,372 Portfolio
Active Product
Construction Loan
35 Borrowers
USD 104,319 Portfolio
Active Product
Trade Loan
37 Borrowers
USD 203,845 Portfolio
Active Product
Transport Loan
45 Borrowers
USD 79,796 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 100 - 30,000 6 - 36 40% - 60% 60% - 80% Any Purpose Women, Men, Salaried worker
Credi Grupo USD 200 - 800 6 - 10 60% - 80% 20% - 40% Any Purpose Women, Men
Microcrédito Avanzar USD 3,001 - 10,000 6 - 36 80% - 100% 60% - 80% Business Women, Men, Have business
Microcrédito Fácil USD 100 - 5,000 1 40% - 60% 80% - 100% Business, Other Women, Men, Have business
Microcrédito Nacer USD 100 - 3,000 6 - 18 80% - 100% 60% - 80% Business Women, Men, Have business Credit Educ, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture et Elevage Loan 0 0 20% - 40% 0% - 20%
Autres Loan RWF 50,000 - 3,000,000 3 - 24 0% - 20% 40% - 60%
Construction Loan 0 0 0% - 20% 40% - 60%
Trade Loan 0 0 0% - 20% 60% - 80%
Transport Loan 0 0 0% - 20% 40% - 60%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 14.4% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 14% - 14.6% 15.3% - 16.1% 91
Credi Grupo 23.2% annual, Decl Bal 1 Fee 0 Ins None 10.00% ongoing 23.6% 26.2% 89
Microcrédito Avanzar 19.6% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 19.6% - 20.4% 20.9% - 21.8% 92
Microcrédito Fácil 20.0% annual, Decl Bal 0 Fees 0 Ins None N/A 20.3% 20.3% 99
Microcrédito Nacer 20.9% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 21.1% - 21.2% 22.7% - 23.1% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture et Elevage Loan 0.00% annual, 0 0 Fees 0 Ins 10.4% - 66.4% 10.4% - 66.4%
Autres Loan 16.00%-18.00% annual, Decl Bal 3 Fees 1 Ins N/A 12.5% - 52.7% 12.5% - 52.7% 60
Construction Loan 0.00% annual, 0 0 Fees 0 Ins 20.7% - 51.1% 35.8% - 68.2%
Trade Loan 0.00% annual, 0 0 Fees 0 Ins 19.8% - 24.8% 34.3% - 44.1%
Transport Loan 0.00% annual, 0 0 Fees 0 Ins 19.8% - 45.6% 33.2% - 65.5%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 14.4% annual, Decl Bal 1 Fee 0 Ins Ins None 5.00 ongoing 14% - 14.6% 15.3% - 16.1% 91
Credi Grupo 23.2% annual, Decl Bal 1 Fee 0 Ins Ins None 10.00% ongoing 23.6% 26.2% 89
Microcrédito Avanzar 19.6% annual, Decl Bal 1 Fee 0 Ins Ins None 5.00 ongoing 19.6% - 20.4% 20.9% - 21.8% 92
Microcrédito Fácil 20.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 20.3% 20.3% 99
Microcrédito Nacer 20.9% annual, Decl Bal 1 Fee 0 Ins Ins None 5.00 ongoing 21.1% - 21.2% 22.7% - 23.1% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture et Elevage Loan 0.00% annual, 0 0 Fees 0 Ins Ins 10.4% - 66.4% 10.4% - 66.4%
Autres Loan 16.00%-18.00% annual, Decl Bal 3 Fees 1 Ins Ins N/A 12.5% - 52.7% 12.5% - 52.7% 60
Construction Loan 0.00% annual, 0 0 Fees 0 Ins Ins 20.7% - 51.1% 35.8% - 68.2%
Trade Loan 0.00% annual, 0 0 Fees 0 Ins Ins 19.8% - 24.8% 34.3% - 44.1%
Transport Loan 0.00% annual, 0 0 Fees 0 Ins Ins 19.8% - 45.6% 33.2% - 65.5%
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeAnyBusinessMultipleLoan PurposeCOAC LaBeneficaInstitutionEC-018-V01-P01EC-018-V01-P02EC-018-V01-P03EC-018-V01-P04EC-018-V01-P05ProductECCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,00012,000Loan Size (all)0%10%20%Full APR (int fee ins tax dep)> 20010010Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoOpInstitution TypeBusinessEducationHousingLoan PurposeCOOJADInstitutionRW-005-V01-P01RW-005-V01-P02RW-005-V01-P03RW-005-V01-P04RW-005-V01-P05ProductRWCountry2011YearRange Number1Institution Data Version01,000,0002,000,0003,000,0004,000,0005,000,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 60303Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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