Please note that the information you are viewing is 170 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Credi Fe Desarrollo Microempresarial S.A Francisco Robles 411 y 6 de DiciembreQuito, Pichincha28034
Data approved: 2011-11-01
Data version: 1
Age of data: 170 months

Product

Credito para Activo Fijo Product 4 of 5 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 58,261,946
Portfolio (USD)USD 58,261,946
Active Clients with Loans5,271
Approximate % Female Clients40% - 60%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Este credito está destinado a satisfacer las necesidades del microempresario de inversión en Activos Productivos para su negocio. Entre estas necesidades incluimos la compra y/o remodelación de terrenos o inmuebles relacionados con el negocio.
Loan Purpose
Any purpose
Income generation
Mortgage/housingx
Consumer loan
Agriculture
Education
Other household finance
OtherCompra de terrenos destinados al negocio
Other (2)Compra/arreglo locales comerciales
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherAl menos 24 meses de experiencia en su actividad
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 500
Maximum loan size20,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term36.0 months
Approx average30.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest22.50%
Highest quoted nominal interest26.90%
Reason(s) why interest rate variesLoan Size
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSeguro de Desgravamen
% of loan amount - min6.00%
% of loan amount - max6.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationCobro de seguro de desgravamen sobre el monto pendiente de Capital
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Credito para Activo Fijo samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountUSD 2,000USD 4,000USD 6,000USD 8,600USD 12,500USD 17,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2010-06-282010-06-172010-06-082010-06-172010-06-082010-06-30
Loan Term (Months)15.0 months24.0 months36.0 months24.0 months36.0 months36.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component26.8%24.4%23.9%23.9%22.4%22.5%
Insurance Component0.6%0.6%0.6%0.6%0.6%0.6%
Tax Component0.0%0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)27.4%25.1%24.5%24.5%23.1%23.1%
Transparency Index829092929898
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Credito para Activo Fijo Price Graphs


Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Finance Trust For The Self Employed Private Bag A232Lilongwe, Central Region
Data approved: 2013-01-08
Data version: 2
Age of data: 143 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.worldvision.com
Year established2000
Head of InstitutionMasutano Mulaga
Regions activeKasungu, Lilongwe, Mchinji, Ntcheu, Salima, Mzimba, Nkhata Bay, Balaka, Blantyre, Mulanje
# Branches2

Total Portfolio (nat'l)MWK 253,269,047.10
Total Portfolio (USD)USD 649,407.81
Active clients with loans8,790
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsMalawi Microfinance Network (MAMN)
FundersVision Fund International, World Vision International, World Vision, Malawi (ADP)

Loan Products » Summary

115 Borrowers
USD 7,070.26 Portfolio
Active Product
829 Borrowers
USD 97,014.29 Portfolio
Active Product
7,792 Borrowers
USD 514,401.47 Portfolio
Active Product
54 Borrowers
USD 30,921.79 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural loan I (Irrigation loan - Group) MWK 5,000 - 100,000 4 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Agricultural Loan II (Rain fed - Group) MWK 5,000 - 200,000 6 - 10 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Business Loan II (Group) MWK 5,000 - 300,000 6 - 9 40% - 60% 80% - 100% Business, Not unacceptable businesses e.g beer brewing, tobacco, charcoal. Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Business Loan III (Individual) MWK 5,000 - 2,000,000 4 - 12 60% - 80% 80% - 100% Business, Not unacceptable businesses e.g beer brewing, tobacco, charcoal. Women, Men, Have business Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural loan I (Irrigation loan - Group) 54.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 51.9% - 56.9% 63.7% - 70% 82
Agricultural Loan II (Rain fed - Group) 54.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 52% - 64.5% 63.1% - 79.2% 78
Business Loan II (Group) 48.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 80.9% - 99.8% 112.7% - 139.6% 39
Business Loan III (Individual) 42.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 72.8% - 74.5% 91% - 93.2% 45
Institution Price Graph
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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