Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.credife.com/ |
Year established | 1999 |
Head of Institution | Paul Alejandro Arias |
Regions active | |
# Branches | 117 |
Total Portfolio (nat'l) | USD 397,135,164 |
Total Portfolio (USD) | USD 397,135,164 |
Active clients with loans | 106,185 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Accion Internacional, Red Financiera Rural |
Funders | Banco Pichincha C.A |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://kazamagrameen.org/ |
Year established | 1991 |
Head of Institution | Marlou R. Concepcion |
Regions active | |
# Branches | 28 |
Total Portfolio (nat'l) | PhP 145,279,953 |
Total Portfolio (USD) | USD 3,475,596.96 |
Active clients with loans | 26,607 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | USD 300 - 10,000 | 2 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business | Credit Ins | |||||||
Credito Mejoramiento de Vivienda | USD 1,000 - 20,000 | 3 - 60 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have home or land, Al menos 6 meses de relacion de crédito con la institución | Credit Ins | |||||||
Credito para Activo Fijo | USD 500 - 20,000 | 3 - 36 | 40% - 60% | 60% - 80% | Housing, Compra de terrenos destinados al negocio, Compra/arreglo locales comerciales | Women, Men, Have business, Al menos 24 meses de experiencia en su actividad | Credit Ins, Tech Asst Visits | |||||||
Credito para Capital de Trabajo | USD 300 - 20,000 | 2 - 24 | 40% - 60% | 60% - 80% | Business, Housing | Women, Men, Have business, Llevar sus negocios en condiciones de informalidad pero con un local fijo, Nacional o extranjero residente al menos dos años | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Multi-Purpose Loan | PHP 2,000 - 10,000 | 3 - 6 | 80% - 100% | 20% - 40% | Any Purpose | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Project Loan 1 | PHP 5,000 - 14,000 | 3 - 6 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Project Loan 2 | PHP 15,000 - 29,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Project Loan 3 | PHP 30,000 - 150,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 24.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.9% - 26.8% | 23.5% - 27.5% | 98 | ||||||||
Credito Mejoramiento de Vivienda | 10.9%-26.9% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 10.8% - 27.3% | 11.4% - 27.9% | 67 | ||||||||
Credito para Activo Fijo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 | ||||||||
Credito para Capital de Trabajo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Multi-Purpose Loan | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 43.1% | 43.1% | 46 | ||||||||
Project Loan 1 | 30.0% annual, Flat | 0 Fees | 0 Ins | None | 50.00 ongoing | 62.5% - 64.1% | 67% - 71.2% | 43 | ||||||||
Project Loan 2 | 30.0% annual, Flat | 0 Fees | 1 Ins | None | 5.0% upfront 50.00 ongoing | 61.8% - 63.2% | 83.3% - 95.1% | 34 | ||||||||
Project Loan 3 | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 50.00 ongoing | 56.1% - 57.2% | 73.7% - 76.3% | 26 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 24.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.9% - 26.8% | 23.5% - 27.5% | 98 | ||||||||
Credito Mejoramiento de Vivienda | 10.9%-26.9% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 10.8% - 27.3% | 11.4% - 27.9% | 67 | ||||||||
Credito para Activo Fijo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 | ||||||||
Credito para Capital de Trabajo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Multi-Purpose Loan | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 43.1% | 43.1% | 46 | ||||||||
Project Loan 1 | 30.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 50.00 ongoing | 62.5% - 64.1% | 67% - 71.2% | 43 | ||||||||
Project Loan 2 | 30.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 5.0% upfront 50.00 ongoing | 61.8% - 63.2% | 83.3% - 95.1% | 34 | ||||||||
Project Loan 3 | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 50.00 ongoing | 56.1% - 57.2% | 73.7% - 76.3% | 26 |
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