Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.credife.com/ |
Year established | 1999 |
Head of Institution | Paul Alejandro Arias |
Regions active | |
# Branches | 117 |
Total Portfolio (nat'l) | USD 397,135,164 |
Total Portfolio (USD) | USD 397,135,164 |
Active clients with loans | 106,185 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Accion Internacional, Red Financiera Rural |
Funders | Banco Pichincha C.A |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2004 |
Head of Institution | Bernadette Mukamisha |
Regions active | Bugesera, Gasabo, Gisagara, Huye, KamonyiKayonza, Kicukiro, Kirehe, Muhanga, Nyanza, Nyarugenge |
# Branches | 19 |
Total Portfolio (nat'l) | RWF 1,659,754,210 |
Total Portfolio (USD) | USD 2,593,365.95 |
Active clients with loans | 2,648 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AMIR |
Funders | BNR, AMIR, AQUADEV |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | USD 300 - 10,000 | 2 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business | Credit Ins | |||||||
Credito Mejoramiento de Vivienda | USD 1,000 - 20,000 | 3 - 60 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have home or land, Al menos 6 meses de relacion de crédito con la institución | Credit Ins | |||||||
Credito para Activo Fijo | USD 500 - 20,000 | 3 - 36 | 40% - 60% | 60% - 80% | Housing, Compra de terrenos destinados al negocio, Compra/arreglo locales comerciales | Women, Men, Have business, Al menos 24 meses de experiencia en su actividad | Credit Ins, Tech Asst Visits | |||||||
Credito para Capital de Trabajo | USD 300 - 20,000 | 2 - 24 | 40% - 60% | 60% - 80% | Business, Housing | Women, Men, Have business, Llevar sus negocios en condiciones de informalidad pero con un local fijo, Nacional o extranjero residente al menos dos años | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture/Elevage Loan | RWF 50,000 - 7,500,000 | 1 - 12 | 20% - 40% | 20% - 40% | Business | Women, Men | Tech Asst Visits, Business Training, Other Training, Epargne-credit | |||||||
Commerce Loan | RWF 1,000,000 - 7,500,000 | 1 - 12 | 0% - 20% | 60% - 80% | Business, Consumer, Other | Women, Men | ||||||||
Construction Maison / Rehabilitation Loan | RWF 50,000 - 7,500,000 | 1 - 12 | 0% - 20% | 20% - 40% | Housing | Women, Men | ||||||||
Credit Divers | RWF 10,000 - 7,500,000 | 1 - 12 | 0% - 20% | 40% - 60% | Any Purpose | Women, Men | ||||||||
Transport Loan | RWF 50,000 - 7,500,000 | 3 - 12 | 0% - 20% | 20% - 40% | Business, Housing | Women, Men |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 24.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.9% - 26.8% | 23.5% - 27.5% | 98 | ||||||||
Credito Mejoramiento de Vivienda | 10.9%-26.9% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 10.8% - 27.3% | 11.4% - 27.9% | 67 | ||||||||
Credito para Activo Fijo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 | ||||||||
Credito para Capital de Trabajo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture/Elevage Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 11.9% - 88.5% | 14.6% - 104.9% | 50 | ||||||||
Commerce Loan | 48.00%-60.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 86.5% - 105.7% | 101.9% - 123.8% | 42 | ||||||||
Construction Maison / Rehabilitation Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 86.2% - 102.2% | 101.5% - 119.5% | 22 | ||||||||
Credit Divers | 36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 48.6% - 102.4% | 53.6% - 102.4% | 46 | ||||||||
Transport Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 84.1% - 89.1% | 98.9% - 105.6% | 23 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 24.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.9% - 26.8% | 23.5% - 27.5% | 98 | ||||||||
Credito Mejoramiento de Vivienda | 10.9%-26.9% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 10.8% - 27.3% | 11.4% - 27.9% | 67 | ||||||||
Credito para Activo Fijo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 | ||||||||
Credito para Capital de Trabajo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture/Elevage Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 11.9% - 88.5% | 14.6% - 104.9% | 50 | ||||||||
Commerce Loan | 48.00%-60.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 86.5% - 105.7% | 101.9% - 123.8% | 42 | ||||||||
Construction Maison / Rehabilitation Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 86.2% - 102.2% | 101.5% - 119.5% | 22 | ||||||||
Credit Divers | 36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 48.6% - 102.4% | 53.6% - 102.4% | 46 | ||||||||
Transport Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 84.1% - 89.1% | 98.9% - 105.6% | 23 |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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