Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.credife.com/ |
Year established | 1999 |
Head of Institution | Paul Alejandro Arias |
Regions active | |
# Branches | 117 |
Total Portfolio (nat'l) | USD 397,135,164 |
Total Portfolio (USD) | USD 397,135,164 |
Active clients with loans | 106,185 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Accion Internacional, Red Financiera Rural |
Funders | Banco Pichincha C.A |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | USD 300 - 10,000 | 2 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business | Credit Ins | |||||||
Credito Mejoramiento de Vivienda | USD 1,000 - 20,000 | 3 - 60 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have home or land, Al menos 6 meses de relacion de crédito con la institución | Credit Ins | |||||||
Credito para Activo Fijo | USD 500 - 20,000 | 3 - 36 | 40% - 60% | 60% - 80% | Housing, Compra de terrenos destinados al negocio, Compra/arreglo locales comerciales | Women, Men, Have business, Al menos 24 meses de experiencia en su actividad | Credit Ins, Tech Asst Visits | |||||||
Credito para Capital de Trabajo | USD 300 - 20,000 | 2 - 24 | 40% - 60% | 60% - 80% | Business, Housing | Women, Men, Have business, Llevar sus negocios en condiciones de informalidad pero con un local fijo, Nacional o extranjero residente al menos dos años | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 24.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.9% - 26.8% | 23.5% - 27.5% | 98 | ||||||||
Credito Mejoramiento de Vivienda | 10.9%-26.9% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 10.8% - 27.3% | 11.4% - 27.9% | 67 | ||||||||
Credito para Activo Fijo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 | ||||||||
Credito para Capital de Trabajo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
APAS | 320 | 128,000 | 2 | 162 |
BRAC-UGA | 139,200 | 28,254,000 | 3 | 118 |
Centenary Bank | 133,802 | 221,144,231 | 4 | 142 |
EBO SACCO | 1,500 | 1,240,382 | 2 | 142 |
Equity Bank | 13,069 | 57,252,004 | 0 | 142 |
Finance Trust | 22,555 | 17,520,424 | 5 | 142 |
FINCA-UGA | 56,300 | 27,402,000 | 4 | 116 |
Five Talents | 5,365 | 368,057 | 2 | 142 |
Gatsby | 1,346 | 2,440,236 | 2 | 142 |
Habitat Uganda | 858 | 265,508 | 1 | 142 |
Hofokam | 20,908 | 4,793,200 | 6 | 142 |
KACITA | 156 | 60,318 | 1 | 142 |
Madfa SACCO | 4,832 | 288,674 | 5 | 142 |
Opportunity | 23,734 | 13,560,846 | 13 | 142 |
RUCREF | 5,557 | 898,380 | 4 | 162 |
Rushere SACCO | 983 | 574,549 | 2 | 142 |
SAO | 204 | 62,768 | 1 | 142 |
Silver Upholders | 2,111 | 189,189 | 4 | 142 |
THPU | 6,528 | 676,391 | 1 | 142 |
UGAFODE | 8,197 | 4,720,446 | 9 | 142 |
VF Uganda | 13,072 | 3,221,675 | 5 | 142 |
Wakiso | 513 | 276,000 | 1 | 142 |
Y-SAVE | 208 | 1,686,485 | 1 | 142 |
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