| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.fodemi.org/ |
| Year established | 1995 |
| Head of Institution | Luis Ríos |
| Regions active | |
| # Branches | 11 |
| Total Portfolio (nat'l) | USD 12,924,109.87 |
| Total Portfolio (USD) | USD 12,924,109.87 |
| Active clients with loans | 28,232 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito Banca Comunal | USD 50 - 4,000 | 7 - 24 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, mín 7 personas y máx 25 personas de un mismo sector. | Credit Educ, Group Mtgs, Credit Ins, Estos servicios no son cancelados por los clientes, los costos son asumidos por la Fundación. | |||||||
| Crédito Grupo Solidario | USD 50 - 5,000 | 6 - 30 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Experiencia en el negocio, mínimo de 6 meses., mín de 3 y máximo 6 personas. Que vivan cerca. | Credit Educ, Group Mtgs, Credit Ins, Estos servicios no son pagados por el cliente, los costos son asumidos ÂŽpor la Fundación. | |||||||
| Crédito Individual | USD 400 - 6,000 | 6 - 30 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Experiencia en el negocio, mínimo 6 meses. | Credit Educ, Credit Ins, Estos servicios no son pagados por el cliente, asume el costo la Fundación. |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito Banca Comunal | 20.6%-22.6% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.0% upfront | 22.3% | 26.3% - 26.4% | 78 | ||||||||
| Crédito Grupo Solidario | 20.5%-22.5% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.0% upfront | 20.5% - 22.5% | 24.2% - 26.7% | 79 | ||||||||
| Crédito Individual | 20.5%-22.5% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.0% upfront | 20.4% - 22.4% | 24.1% - 26.5% | 79 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AccessBank | 82,400 | 199,224,000 | 4 | 176 |
| Bank of Baku | 59,500 | 123,214,000 | 4 | 176 |
| DemirBank | 14,100 | 25,597,000 | 2 | 121 |
| FINCA | 154,600 | 233,358,000 | 12 | 121 |
| Parabank | 10,300 | 37,235,000 | 3 | 176 |
| Turanbank | 2,600 | 326,000 | 5 | 176 |
| Unibank | 800 | 64,000 | 1 | 176 |
| Viator | 19,500 | 20,468,000 | 8 | 120 |
| Key Statistics | |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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