Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2004 |
Head of Institution | Alejandro Macas |
Regions active | |
# Branches | 1 |
Total Portfolio (nat'l) | USD 705,025.49 |
Total Portfolio (USD) | USD 705,025.49 |
Active clients with loans | 2,200 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.mailfinancegh.com |
Year established | 2005 |
Head of Institution | Mark Gborgbor |
Regions active | Greater Accra Region |
# Branches | 0 |
Total Portfolio (nat'l) | GHS 568,292 |
Total Portfolio (USD) | USD 288,473.10 |
Active clients with loans | 342 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GAMFIN, GCSCA |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcrédito (mensual) | USD 200 - 2,000 | 3 - 24 | 80% - 100% | 40% - 60% | Any Purpose | Women | Group Mtgs, Credit Ins | |||||||
Microcrédito (semanal) | USD 200 - 2,000 | 3 - 24 | 80% - 100% | 40% - 60% | Any Purpose | Women | Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | GHS 100 - 30,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcrédito (mensual) | 21.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 7.0% upfront 4.00 ongoing | 20.8% - 21% | 26% - 28.9% | 77 | ||||||||
Microcrédito (semanal) | 21.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 7.0% upfront 1.00 ongoing | 22.7% - 22.8% | 28.5% - 33% | 69 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | 60.00% annual, Flat | 1 Fee | 1 Ins | None | 5.00%-50.00% upfront | 103.3% - 111.6% | 194.6% - 373.8% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcrédito (mensual) | 21.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 7.0% upfront 4.00 ongoing | 20.8% - 21% | 26% - 28.9% | 77 | ||||||||
Microcrédito (semanal) | 21.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 7.0% upfront 1.00 ongoing | 22.7% - 22.8% | 28.5% - 33% | 69 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | 60.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.00%-50.00% upfront | 103.3% - 111.6% | 194.6% - 373.8% | 22 |
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