| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2004 |
| Head of Institution | Alejandro Macas |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | USD 705,025.49 |
| Total Portfolio (USD) | USD 705,025.49 |
| Active clients with loans | 2,200 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.microfinplusghana.org/ |
| Year established | 2007 |
| Head of Institution | Ishmael.k.otchere |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 383,260 |
| Total Portfolio (USD) | USD 255,506.67 |
| Active clients with loans | 3,933 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | GHAMFIN |
| Funders | Plan Ghana, Barclays |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito (mensual) | USD 200 - 2,000 | 3 - 24 | 80% - 100% | 40% - 60% | Any Purpose | Women | Group Mtgs, Credit Ins | |||||||
| Microcrédito (semanal) | USD 200 - 2,000 | 3 - 24 | 80% - 100% | 40% - 60% | Any Purpose | Women | Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| M-Hope | GHS 50 - 2,000 | 3 - 6 | 80% - 100% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito (mensual) | 21.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 7.0% upfront 4.00 ongoing | 20.8% - 21% | 26% - 28.9% | 77 | ||||||||
| Microcrédito (semanal) | 21.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 7.0% upfront 1.00 ongoing | 22.7% - 22.8% | 28.5% - 33% | 69 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| M-Hope | 45.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 67.5% - 68% | 86.9% - 87.7% | 51 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito (mensual) | 21.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 7.0% upfront 4.00 ongoing | 20.8% - 21% | 26% - 28.9% | 77 | ||||||||
| Microcrédito (semanal) | 21.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 7.0% upfront 1.00 ongoing | 22.7% - 22.8% | 28.5% - 33% | 69 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| M-Hope | 45.00%-0.00% annual, Flat | 2 Fees | 1 Ins Ins | 67.5% - 68% | 86.9% - 87.7% | 51 |
| Key Statistics | |
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| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
