Outstanding portfolio (USD) | USD 404,805 |
Portfolio (USD) | USD 404,805 |
Active Clients with Loans | 773 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 40% - 60% |
Any purpose | |
Income generation | |
Mortgage/housing | x |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services | x |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | x |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Currency | USD |
Minimum loan size | USD 200 |
Maximum loan size | 1,000 |
Shortest loan term | 2.0 months |
Longest loan term | 12.0 months |
Approx average | 9.0 months |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 26.92% |
Highest quoted nominal interest | 26.92% |
Interest rate period | Yearly |
Interest Rate Calculation Method | Flat |
Subsidized by funder request? | |
Is rate fixed for entire loan term | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | ||||
---|---|---|---|---|---|---|---|
Loan Amount | USD 600 | USD 600 | USD 1,000 | USD 1,000 | |||
Loan Cycle (1, 2, 3, etc) | 1 | 1 | 1 | 2 | |||
Disbursement Date | 2010-06-14 | 2010-07-06 | 2010-06-11 | 2010-06-24 | |||
Loan Term (Months) | 6.0 months | 6.0 months | 12.0 months | 12.0 months | |||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | |||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | |||
True Price by Comp | |||||||
Interest and Fee Component | 26.7% | 26.8% | 26.8% | 26.8% | |||
Insurance Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Deposit Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Full APR (int fee ins tax dep) | 26.7% | 26.8% | 26.8% | 26.8% | |||
Transparency Index | 100 | 100 | 100 | 100 | |||
Original Repayment Schedule | |||||||
MFT Pricing Calculation |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
KBL | 468,300 | 120,082,000 | 16 | 117 |
KF | 233,600 | 41,416,000 | 4 | 116 |
NRSP | 399,900 | 70,157,000 | 3 | 117 |
ASA | 230,400 | 29,637,000 | 3 | 117 |
TMFB | 221,200 | 85,449,000 | 7 | 117 |
FMFB | 163,544 | 38,481,323 | 9 | 135 |
TRDP | 100,000 | 13,817,000 | 3 | 117 |
PRSP | 75,656 | 9,907,176 | 3 | 135 |
BRAC^P | 57,300 | 11,869,000 | 3 | 117 |
SRSO | 51,100 | 7,775,000 | 3 | 117 |
SSF | 46,000 | 4,776,000 | 3 | 117 |
FINCA | 82,000 | 43,559,000 | 9 | 117 |
JWS | 36,000 | 6,545,000 | 2 | 117 |
RCDS | 35,552 | 4,856,122 | 4 | 135 |
DAMEN | 35,185 | 7,150,864 | 1 | 135 |
FFO | 22,400 | 3,335,000 | 3 | 117 |
OLP | 21,400 | 3,510,000 | 3 | 117 |
CSC | 17,600 | 3,147,000 | 1 | 117 |
AMRDO | 13,800 | 1,206,000 | 5 | 117 |
WMBL | 13,800 | 6,105,000 | 3 | 117 |
Mojaz | 13,400 | 2,415,000 | 2 | 117 |
SDF | 11,500 | 1,041,000 | 4 | 117 |
POMFB | 8,500 | 2,795,000 | 4 | 117 |
OPD | 7,500 | 918,000 | 2 | 117 |
AGAHE | 7,300 | 797,000 | 2 | 117 |
NRDP | 6,184 | 1,521,972 | 3 | 135 |
GBTI | 6,100 | 669,000 | 3 | 135 |
WASIL | 4,300 | 1,135,000 | 2 | 117 |
Micro Options | 4,000 | 768,000 | 5 | 117 |
VDO | 3,900 | 489,000 | 3 | 135 |
SVDP | 3,900 | 811,000 | 13 | 135 |
SRDO | 3,500 | 766,000 | 4 | 117 |
OSDI | 2,000 | 923,000 | 3 | 117 |
APMBL | 1,800 | 1,401,000 | 3 | 117 |
BEDF | 1,400 | 209,000 | 3 | 135 |
KCDO | 800 | 94,000 | 1 | 135 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|