2. Fundacion Alternativa
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FUNDACION ALTERNATIVAS PARA EL DESARROLLO PABLO CLAUDEL N41-61 E ISLA PINZONQuito, Pichincha
Data approved: 2010-11-23
Data version: 1
Age of data: 175 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://WWW.FUNDACIONALTERNATIVA.ORG.EC/
Year established1991
Head of InstitutionDRA. MONICA HERNANDEZ DE PHILLIPS
Regions active
# Branches5

Total Portfolio (nat'l)USD 5,545,858.27
Total Portfolio (USD)USD 5,545,858.27
Active clients with loans4,310
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsRED FINANCIERA RURAL
Funders

Loan Products » Summary

Individual
2,700 Borrowers
USD 4,000,000 Portfolio
Active Product
Solidario
1,610 Borrowers
USD 1,545,858 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CREDITO INDIVIDUAL USD 500 - 10,000 3 - 36 60% - 80% 20% - 40% Business, Housing, Consumer, Education Women, Men, Have business Credit Ins, Tech Asst Visits, Business Training
GRUPO SOLIDARIO USD 100 - 2,000 3 - 15 60% - 80% 20% - 40% Business, Housing, Consumer, Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDITO INDIVIDUAL 10.6%-24.5% annual, Decl Bal 2 Fees 0 Ins None N/A 19% - 24.9% 19.8% - 26.5% 45
GRUPO SOLIDARIO 26.9% annual, Decl Bal 2 Fees 0 Ins None N/A 27% - 27.4% 27.4% - 35% 87
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeMultipleLoan PurposeFundacion AlternativaInstitutionEC-029-V01-P01EC-029-V01-P02ProductECCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 80040040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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  2. FUNBODEM
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundacion Boliviana Para El Dessarollo De Le Mujer Calle Rene Moreno # 476Santa Cruz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
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Product

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Product Details

Key Statistics
Outstanding portfolio (USD)USD 225,456.52
Portfolio (USD)USD 225,456.52
Active Clients with Loans317
Approximate % Female Clients0% - 20%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Para personas que son socias de una asociación y comparten una inversión o necesidad comun.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherSer mienbro de una asociación
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 50
Maximum loan size2,000
Loan Term and Grace Period
Shortest loan term12.0 months
Longest loan term36.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest18.00%
Highest quoted nominal interest20.00%
Reason(s) why interest rate variesTime as Client, Loan Size, Collateral
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?N/A
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1Fee 2
DescriptionSobre el monto desembolsado para cubrir gastos administrativosSeguro de Sepelio (con primer pago) (prima anual)
% of loan amount - min1.00%0
% of loan amount - max3.00%0
OR, Fixed amount - min02.50
Fixed amount - max02.50
Reason for variationN/A
Appears on Repayment Sched?NoYes
Ongoing Fees
Fee 1
DescriptionGastos por forumalarios
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min1
Fixed amount - max1
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionPago de seguro de desgravamen
% of loan amount - min7.00%
% of loan amount - max7.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A

Full Pricing Data

Asociativo samples
Sample 1Sample 2Sample 3
Loan AmountUSD 225USD 500USD 2,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2010-05-312010-04-122010-05-10
Loan Term (Months)12.0 months12.0 months36.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component62.9%32.5%25.3%
Insurance Component0.0%0.0%0.0%
Tax Component0.3%0.3%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)63.3%32.8%25.3%
Transparency Index285571
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Asociativo Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeFUNBODEMInstitutionBO-020-V01-P02ProductBOCountry2010YearRange Number1Institution Data Version05001,0001,5002,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 100809Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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