| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 174 |
| CEPESIU | 2,000 | 939,000 | 4 | 174 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 174 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 174 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 174 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 174 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 174 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 174 |
| COAC San José | 10,400 | 29,133,000 | 5 | 174 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 174 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 174 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 174 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 171 |
| CooP VPR | 700 | 1,052,000 | 4 | 174 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 174 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 174 |
| D^Miro | 36,900 | 27,692,000 | 9 | 167 |
| DECOF | 2,200 | 705,000 | 2 | 174 |
| Espoir | 62,100 | 21,036,000 | 5 | 174 |
| FODEMI | 28,200 | 12,924,000 | 3 | 174 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 174 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 174 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 174 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 174 |
| ProCredit | 43,800 | 211,941,000 | 2 | 174 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 174 |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.bancoagrario.gov.co/ |
| Year established | 1999 |
| Head of Institution | Francisco Estupiñán Heredia |
| Regions active | |
| # Branches | 477 |
| Total Portfolio (nat'l) | COP 82,116,686,524 |
| Total Portfolio (USD) | USD 45,119,058.53 |
| Active clients with loans | 64,236 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders | MINISTERIO DE HACIENDA, BOLSA NACIONAL AGROPECUARIA, CORABASTOS, MERCAR |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Linea de Microcredito Agropecuario | COP 500,000 - 6,000,000 | 4 - 36 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Other Training, Educación financiera para niños y jóvenes a través de la creación del fomento de hábitos de ahorro, Formación a los clientes de los servicios de microcrédito y ahorro en componentes de desarrollo pers | |||||||
| Linea de Nucleos Solidarios | COP 3,600,000 - 12,750,000 | 3 - 6 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
| Línea de Fortalecimiento | COP 496,900 - 12,875,000 | 3 - 36 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Linea de Microcredito Agropecuario | 29.6% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 44.2% - 47.9% | 44.9% - 48.6% | 63 | ||||||||
| Linea de Nucleos Solidarios | 29.6% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.0% upfront 10.00% ongoing | 36.8% - 50.2% | 48.1% - 69.7% | 49 | ||||||||
| Línea de Fortalecimiento | 29.6% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 41.2% - 47.3% | 47.2% - 50.3% | 61 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
