| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 168 |
| CEPESIU | 2,000 | 939,000 | 4 | 168 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 168 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 168 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 168 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 168 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 168 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 168 |
| COAC San José | 10,400 | 29,133,000 | 5 | 168 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 168 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 168 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 168 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 165 |
| CooP VPR | 700 | 1,052,000 | 4 | 168 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 168 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 168 |
| D^Miro | 36,900 | 27,692,000 | 9 | 161 |
| DECOF | 2,200 | 705,000 | 2 | 168 |
| Espoir | 62,100 | 21,036,000 | 5 | 168 |
| FODEMI | 28,200 | 12,924,000 | 3 | 168 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 168 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 168 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 168 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 168 |
| ProCredit | 43,800 | 211,941,000 | 2 | 168 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 168 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | Siku Nkhoma |
| Regions active | Dedza, Dowa, Kasungu, Lilongwe, Ntcheu, Salima, ChitipaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, Machinga, Mulanje |
| # Branches | 1 |
| Total Portfolio (nat'l) | MWK 250,550,466.50 |
| Total Portfolio (USD) | USD 642,437.09 |
| Active clients with loans | 2,351 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Slum Dwellers International, MAMN, Malawi Homeless People's Federation |
| Funders | Slum Dwellers International, Homeless International, African Development Bank, WASTE |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | MWK 10,000 - 10,000 | 6 | 80% - 100% | 80% - 100% | Business, Can only be used for working capital | Women, Men, Must be a member of the Malawi Homeless People's Federation. | Business Training | |||||||
| Home Improvement Loan | MWK 20,000 - 20,000 | 24 | 80% - 100% | 80% - 100% | Housing | Women, Men, Must be a member of the Malawi Homeless People's Federation | ||||||||
| Sanitation Loan | MWK 40,000 - 100,000 | 24 | 80% - 100% | 80% - 100% | Sanitation | Women, Men, Residents from the peri urban areas | ||||||||
| Water Loan | MWK 18,000 - 120,000 | 24 | 60% - 80% | 80% - 100% | water supply | Women, Men, Residents from the peri urban areas |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 24.00% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00% upfront | 16.8% | 16.8% | 100 | ||||||||
| Home Improvement Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00% upfront | 10.9% | 10.9% | 100 | ||||||||
| Sanitation Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00% upfront | 10.9% | 10.9% | 100 | ||||||||
| Water Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00% upfront | 10.9% - 11% | 10.9% - 11% | 100 |
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