| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 172 |
| CEPESIU | 2,000 | 939,000 | 4 | 172 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 172 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 172 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 172 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 172 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 172 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 172 |
| COAC San José | 10,400 | 29,133,000 | 5 | 172 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 172 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 172 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 172 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 169 |
| CooP VPR | 700 | 1,052,000 | 4 | 172 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 172 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 172 |
| D^Miro | 36,900 | 27,692,000 | 9 | 165 |
| DECOF | 2,200 | 705,000 | 2 | 172 |
| Espoir | 62,100 | 21,036,000 | 5 | 172 |
| FODEMI | 28,200 | 12,924,000 | 3 | 172 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 172 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 172 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 172 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 172 |
| ProCredit | 43,800 | 211,941,000 | 2 | 172 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 172 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.thardeep.org |
| Year established | 1998 |
| Head of Institution | Ms. Parsa Pathani |
| Regions active | Sindh |
| # Branches | 151 |
| Total Portfolio (nat'l) | PKR 1,407,060,752 |
| Total Portfolio (USD) | USD 13,817,336.58 |
| Active clients with loans | 100,001 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Pakistan Microfinance Network, Rural Support Programme Network, National Disaster Management Authority |
| Funders | Pakistan Poverty Alleviation Fund (PPAF), USAID, Government Of Sindh, Save the Children |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Enterprise Loans | PKR 5,000 - 100,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Business Training | |||||||
| Livestock Loans | PKR 5,000 - 70,000 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Livestock | Women, Men, must have livestock or want to purchase livestock | Credit Educ, Business Training | |||||||
| Agriculture Loans | PKR 5,000 - 40,000 | 4 - 8 | 0% - 20% | 0% | Agriculture | Men, Have home or land | Credit Educ |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
| Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
| Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
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