Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1999 |
Head of Institution | Teshome Yohannes Dayesso |
Regions active | |
# Branches | 23 |
Total Portfolio (nat'l) | ETB 76,548,872 |
Total Portfolio (USD) | USD 4,160,264.78 |
Active clients with loans | 48,908 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AEMFI, MAIN |
Funders | Terrafina Microfinance, SOS-FAIM, WSM, CIDR |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.duterimbere-IMF.com |
Year established | 2004 |
Head of Institution | Delphin Ngamije |
Regions active | Burera, Gakenke, Gasabo, Gatsibo, Gisagara, Huye, KamonyiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngororero, Nyabihu, Nyagatare, Nyanza, Nyarugenge, Rubavu |
# Branches | 17 |
Total Portfolio (nat'l) | RWF 2,793,628,305 |
Total Portfolio (USD) | USD 4,365,044.23 |
Active clients with loans | 6,607 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | AMIR, Terrafina, AMT |
Funders | Trovaire, International Alert, Oxfam GB, PDRCIU |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | ETB 500 - 10,000 | 6 - 24 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | ||||||||
General Purpose Loan - Homa Homa - Regular | ETB 200 - 5,000 | 6 - 24 | 80% - 100% | 80% - 100% | Business | Women, Men | Group Mtgs | |||||||
General Purpose Loan - Homa Homa - Term | ETB 200 - 5,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Group Mtgs | |||||||
General Purpose Loan - Homa Homa - Variable | ETB 200 - 5,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | RWF 100,000 - 2,500,000 | 12 | 60% - 80% | 0% - 20% | Business | Women, Men | Credit Educ, Tech Asst Visits, Business Training | |||||||
Credit Femme Entrepreneur Loan | RWF 600,000 - 10,000,000 | 3 - 36 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Tech Asst Visits, Business Training | |||||||
Group Solidaire Commerce Loan | RWF 100,000 - 2,500,000 | 6 - 8 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | 12.6% annual, Flat | 1 Fee | 0 Ins | None | 5.0% upfront | 23.2% | 24.9% | 51 | ||||||||
General Purpose Loan - Homa Homa - Regular | 18.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 32% - 35.3% | 39% - 45.7% | 43 | ||||||||
General Purpose Loan - Homa Homa - Term | 30.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 34.1% - 34.2% | 38.6% - 41.8% | 76 | ||||||||
General Purpose Loan - Homa Homa - Variable | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 35.4% - 39.3% | 41.7% - 46.9% | 54 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00% annual, Flat | 1 Fee | 0 Ins | 18.00% fees | 20.00% upfront | 35.4% - 35.6% | 52% - 52.3% | 46 | ||||||||
Credit Femme Entrepreneur Loan | 15.00% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | N/A | 27.2% - 28.1% | 27.9% - 28.9% | 52 | ||||||||
Group Solidaire Commerce Loan | 24.00% annual, Flat | 1 Fee | 0 Ins | 18.00% fees | 20.00% upfront | 46% - 49.8% | 78.9% - 85.4% | 29 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | 12.6% annual, Flat | 1 Fee | 0 Ins Ins | None | 5.0% upfront | 23.2% | 24.9% | 51 | ||||||||
General Purpose Loan - Homa Homa - Regular | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00 ongoing | 32% - 35.3% | 39% - 45.7% | 43 | ||||||||
General Purpose Loan - Homa Homa - Term | 30.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00 ongoing | 34.1% - 34.2% | 38.6% - 41.8% | 76 | ||||||||
General Purpose Loan - Homa Homa - Variable | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00 ongoing | 35.4% - 39.3% | 41.7% - 46.9% | 54 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00% annual, Flat | 1 Fee | 0 Ins Ins | 18.00% fees | 20.00% upfront | 35.4% - 35.6% | 52% - 52.3% | 46 | ||||||||
Credit Femme Entrepreneur Loan | 15.00% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 27.2% - 28.1% | 27.9% - 28.9% | 52 | ||||||||
Group Solidaire Commerce Loan | 24.00% annual, Flat | 1 Fee | 0 Ins Ins | 18.00% fees | 20.00% upfront | 46% - 49.8% | 78.9% - 85.4% | 29 |
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