2. DMCPSC
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  2. Utkarsh
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Digaf Micro Credit Provider SC Head OfficeAddis AbabaPO Box 31698
Data approved: 2011-12-23
Data version: 1
Age of data: 162 months

Institution

Utkarsh Microfinance Pvt Ltd S-2/639-56, VARUNA VIHAR COLONY,NEAR J P MEHTA INTER COLLEGE, CANTT.,VARANASI, UTTAR PRADESH221002
Data approved: 2012-01-12
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionBewketu Alamirew
Regions active
# Branches2

Total Portfolio (nat'l)ETB 1,269,733
Total Portfolio (USD)USD 69,007.23
Active clients with loans1,269
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsAEMFI, NBE, New Life Community
FundersNew Life Community

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.utkarshmfi.com/
Year established1990
Head of InstitutionGOVIND SINGH
Regions active0
# Branches65

Total Portfolio (nat'l)INR 498,499,875
Total Portfolio (USD)USD 11,077,775
Active clients with loans66,014
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

General
1,269 Borrowers
USD 69,007.23 Portfolio
Active Product

Loan Products » Summary

Pragati
43,209 Borrowers
USD 8,930,400 Portfolio
Active Product
Utkarsh Unnati
9,848 Borrowers
USD 1,398,994 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan ETB 300 - 10,000 12 80% - 100% 80% - 100% Business, Consumer Women, Men, Have business, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Utkarsh Pragati INR 6,000 - 18,000 12 - 14 80% - 100% 0% - 20% Business, Income Genration Women, Have business, Specific age group, 21-55 Credit Educ, Group Mtgs, Tech Asst Visits
Utkarsh Unnati INR 6,000 - 18,000 30 80% - 100% 0% - 20% Business, Income Generation Women, Have business, Specific age group Credit Educ, Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 16.0% annual, Flat 0 Fees 1 Ins None 10.0% upfront 5.00 ongoing 28.3% - 29.3% 35.9% - 37.4% 43

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Utkarsh Pragati 0% 0% 0% N/A
Utkarsh Unnati 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Utkarsh Pragati 25.9% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Utkarsh Unnati 28.2% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 16.0% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 5.00 ongoing 28.3% - 29.3% 35.9% - 37.4% 43

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Utkarsh Pragati 0% 0% 0% N/A
Utkarsh Unnati 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Utkarsh Pragati 25.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Utkarsh Unnati 28.2% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeMultipleLoan PurposeDMCPSCInstitutionET-005-V01-P01ProductETCountry2011YearRange Number1Institution Data Version02,0004,0006,0008,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 60030030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
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