Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2000 |
Head of Institution | Teshome Yiheyis |
Regions active | |
# Branches | 21 |
Total Portfolio (nat'l) | ETB 25,963,550 |
Total Portfolio (USD) | USD 1,411,062.50 |
Active clients with loans | 12,300 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI |
Funders | Development Bank of Ethiopia RUFIP, EU |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | ETB 3,000 - 9,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan - Group | ETB 1,000 - 18,000 | 12 - 24 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan - Individual | ETB 8,000 - 50,000 | 12 - 24 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Individual (Consumption) Loan | ETB 10,000 - 50,000 | 12 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.7% - 39.1% | 46.4% - 51.1% | 41 | ||||||||
Business Loan - Group | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 35.7% - 45.6% | 43.2% - 56% | 39 | ||||||||
Business Loan - Individual | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.1% - 40% | 43.6% - 46.6% | 49 | ||||||||
Individual (Consumption) Loan | 16.0%-20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 29% - 41.9% | 33.6% - 50% | 40 |
Outstanding portfolio (RWF) | RWF 59,038,751 |
Portfolio (USD) | USD 93,712 |
Active Clients with Loans | 28 |
Approximate % Female Clients | 0% - 20% |
Approximate % Urban Clients | 60% - 80% |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 2 |
# Regions for this product | N/A |
Regions Active |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |