2. Metemamen
Please note that the information you are viewing is 157 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Metemamen MFI Bole RoadAddis AbabaPO Box 21304
Data approved: 2011-12-23
Data version: 1
Age of data: 157 months

Product

Endeg Loan (let us grow together) Product 1 of 6 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (ETB)ETB 1,094,220
Portfolio (USD)USD 59,468.48
Active Clients with Loans2,891
Approximate % Female Clients80% - 100%
Approximate % Urban Clients40% - 60%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
This product is for groups of 3 to 5 members; targeted at urban and semi urban petty traders.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyETB
Minimum loan sizeETB 1,300
Maximum loan size6,500
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term12.0 months
Approx average10.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.50%
Highest quoted nominal interest1.50%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionService Charge
% of loan amount - min3.00%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited8.00% - N/A
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited10.00% - N/A
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid5.00%
Maximum interest rate paid5.00%
Interest payment frequencyAnnually
Taxes
Are taxes charged on this product?No
Additional Comments
Interest on savings is compounded and paid 6 monthly.

Full Pricing Data

Endeg Loan (let us grow together) samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountETB 1,900ETB 2,000ETB 3,500ETB 4,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2011-06-152011-06-232011-06-152011-06-15
Loan Term (Months)10.0 months10.0 months12.0 months10.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component38.8%38.8%37.9%38.8%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component9.0%7.2%7.5%9.0%
Full APR (int fee ins tax dep)47.8%46.0%45.4%47.8%
Transparency Index38394038
        
Original Repayment SchedulePDFPDFPDFPDF
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Endeg Loan (let us grow together) Price Graphs


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  2. COOPEDU
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COOPEDU District KicukiroKigaliPO Box 4053
Data approved: 2012-09-28
Data version: 2
Age of data: 143 months
Choose version

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.coopedu.rw/
Year established1997
Head of InstitutionMurebwayire Denise
Regions activeGasabo, Kicukiro
# Branches7

Total Portfolio (nat'l)RWF 4,756,395,805
Total Portfolio (USD)USD 7,549,834.61
Active clients with loans2,029
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsAMIR
Funders

Loan Products » Summary

Salaire
266 Borrowers
USD 234,227 Portfolio
Active Product
Femmes
338 Borrowers
USD 245,613 Portfolio
Active Product
Group
169 Borrowers
USD 153,819 Portfolio
Active Product
Minerval
81 Borrowers
USD 38,464 Portfolio
Active Product
Ordinaire
994 Borrowers
USD 6,307,562 Portfolio
Active Product
Decouvert
25 Borrowers
USD 136,324 Portfolio
Low Volume Product
Deplacement
48 Borrowers
USD 222,359 Portfolio
Low Volume Product
Equipments
26 Borrowers
USD 23,170 Portfolio
Low Volume Product
Quinzaine
25 Borrowers
USD 1,351 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Avance Sur Salaire RWF 150,000 - 3,500,000 6 - 24 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker
Credit Femmes Entrepreneurs RWF 300,000 - 2,000,000 6 - 12 80% - 100% 80% - 100% Business Women, Have business, Must be a COOPEDU member for at least 1 month.
Credit Group D'Epargne Et Credit RWF 300,000 - 2,400,000 4 - 12 80% - 100% 80% - 100% Business Women
Credit Minerval RWF 100,000 - 2,000,000 3 - 12 80% - 100% 80% - 100% Education Women, Men Credit Educ, Other Training
Credit Ordinaire RWF 500,000 - 30,000,000 12 - 60 60% - 80% 80% - 100% Business, Housing, Consumer Women, Men Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Avance Sur Salaire 20.40% annual, Decl Bal 1 Fee 1 Ins 18.00% fees N/A 20.8% - 21.6% 21.5% - 22.5% 92
Credit Femmes Entrepreneurs 12.96% annual, Flat 1 Fee 1 Ins 18.00% fees 20.00% upfront 24.7% - 25% 49.2% - 83.5% 18
Credit Group D'Epargne Et Credit 26.00% annual, Flat 1 Fee 2 Ins 18.00% fees 10.00% upfront 49.8% - 51.4% 70% - 74.2% 36
Credit Minerval 16.80% annual, Decl Bal 1 Fee 1 Ins 18.00% fees N/A 18.2% - 21.6% 19% - 22.9% 81
Credit Ordinaire 20.40% annual, Decl Bal 1 Fee 1 Ins 18.00% fees N/A 21% - 22.1% 21.7% - 22.9% 91
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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