Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1997 |
Head of Institution | Mr Solomon W.Giorgis |
Regions active | |
# Branches | 10 |
Total Portfolio (nat'l) | ETB 50,807,161 |
Total Portfolio (USD) | USD 2,761,258.75 |
Active clients with loans | 33,342 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AEMFI |
Funders | Terrafina Microfinance, SOS Faim, CIDR, UNCDF |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.casud.nl/ |
Year established | 2007 |
Head of Institution | Ibrahim Joshua |
Regions active | Northern Region |
# Branches | 1 |
Total Portfolio (nat'l) | GHS 1,033,300 |
Total Portfolio (USD) | USD 540,994.76 |
Active clients with loans | 1,101 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GHAMFIN, ASSFIN |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | ETB 100 - 30,000 | 12 - 30 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men | Credit Educ, Group Mtgs | |||||||
Individual Loan | ETB 10,000 - 120,000 | 12 - 30 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men | Credit Educ, Business Training | |||||||
Youth Loan Product | ETB 5,000 - 30,000 | 12 - 24 | 20% - 40% | 80% - 100% | Business | Women, Men, Specific age group | Group Mtgs, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | GHS 100 - 3,000 | 4 | 80% - 100% | 80% - 100% | Business | Women | Group Mtgs, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 16.0%-24.0% annual, Flat | 0 Fees | 0 Ins | None | 5.0%-10.0% upfront | 28.3% - 30.2% | 30.6% - 35.2% | 47 | ||||||||
Individual Loan | 16.0%-20.0% annual, Flat | 0 Fees | 0 Ins | None | 5.0%-10.0% upfront | 29.4% - 30.9% | 34.4% - 36% | 45 | ||||||||
Youth Loan Product | 14.0% annual, Flat | 0 Fees | 0 Ins | None | 5.0% upfront | 25.8% - 25.9% | 27.8% - 27.9% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 30.00% annual, Flat | 0 Fees | 0 | None | 10.00% upfront | 59.4% | 72.1% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 16.0%-24.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 5.0%-10.0% upfront | 28.3% - 30.2% | 30.6% - 35.2% | 47 | ||||||||
Individual Loan | 16.0%-20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 5.0%-10.0% upfront | 29.4% - 30.9% | 34.4% - 36% | 45 | ||||||||
Youth Loan Product | 14.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 5.0% upfront | 25.8% - 25.9% | 27.8% - 27.9% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 30.00% annual, Flat | 0 Fees | 0 | None | 10.00% upfront | 59.4% | 72.1% | 41 |
Key Statistics | |
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# Products | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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