| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 161 |
| ADCSI | 176,100 | 30,846,000 | 2 | 162 |
| BG | 47,000 | 4,048,000 | 4 | 161 |
| DECSI | 361,000 | 96,304,000 | 7 | 161 |
| Dire | 4,900 | 828,000 | 4 | 161 |
| DMCPSC | 1,200 | 69,000 | 1 | 161 |
| Eshet | 18,800 | 2,392,000 | 3 | 161 |
| Harbu | 22,400 | 1,757,000 | 2 | 161 |
| Meklit | 12,200 | 1,395,000 | 4 | 161 |
| Metemamen | 10,500 | 650,000 | 6 | 161 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 161 |
| OMO | 323,600 | 31,385,000 | 4 | 161 |
| PEACE | 17,200 | 2,462,000 | 3 | 161 |
| SFPI | 33,600 | 2,750,000 | 3 | 161 |
| Sidama | 53,400 | 1,162,000 | 6 | 161 |
| Wasasa | 49,300 | 5,798,000 | 4 | 161 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 158 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | n/a |
| Year established | 2008 |
| Head of Institution | Amadu Montia |
| Regions active | Northern Region |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 1,905,561.29 |
| Total Portfolio (USD) | USD 967,289.99 |
| Active clients with loans | 5,143 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GHAMFIN, GCSCA |
| Funders | MiDA |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Support Loan | GHS 1,000 - 30,000 | 1 - 3 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Group Loan | GHS 100 - 1,000 | 4 | 80% - 100% | 80% - 100% | Business | Women, Have business, Must be a group member and must have lived in the community for at least one year, Must have group guarantee | Credit Educ, Group Mtgs, Health and nutrition training, Clean up exercises (sanitation) |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Support Loan | 60.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00% upfront | 86.3% - 107.6% | 101.7% - 126.1% | 52 | ||||||||
| Group Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00% upfront | 63.1% | 75.6% | 47 |
| Key Statistics | |
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| % Products using declining balance | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
