Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 156 |
ADCSI | 176,100 | 30,846,000 | 2 | 157 |
BG | 47,000 | 4,048,000 | 4 | 156 |
DECSI | 361,000 | 96,304,000 | 7 | 156 |
Dire | 4,900 | 828,000 | 4 | 156 |
DMCPSC | 1,200 | 69,000 | 1 | 156 |
Eshet | 18,800 | 2,392,000 | 3 | 156 |
Harbu | 22,400 | 1,757,000 | 2 | 156 |
Meklit | 12,200 | 1,395,000 | 4 | 156 |
Metemamen | 10,500 | 650,000 | 6 | 156 |
OCSSCO | 502,700 | 69,565,000 | 3 | 156 |
OMO | 323,600 | 31,385,000 | 4 | 156 |
PEACE | 17,200 | 2,462,000 | 3 | 156 |
SFPI | 33,600 | 2,750,000 | 3 | 156 |
Sidama | 53,400 | 1,162,000 | 6 | 156 |
Wasasa | 49,300 | 5,798,000 | 4 | 156 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 153 |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.asomi.co.in/ |
Year established | 2008 |
Head of Institution | Subhrajyoti Bharali |
Regions active | |
# Branches | 50 |
Total Portfolio (nat'l) | INR 251,500,000 |
Total Portfolio (USD) | USD 4,745,283.02 |
Active clients with loans | 50,326 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Entrepreneurship Development Loan | INR 25,000 - 50,000 | 10 - 12 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
SHG Loan | INR 5,000 - 25,000 | 12 | 60% - 80% | 0% - 20% | Business | Women | Group Mtgs, Tech Asst Visits, Business Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Entrepreneurship Development Loan | 0% | 33% | 45.6% | N/A | ||||||||||
SHG Loan | 0% | 28.8% - 29.2% | 39.4% - 40.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Entrepreneurship Development Loan | 16.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront | 33% | 45.6% | 35 | ||||||||
SHG Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront | 28.8% - 29.2% | 39.4% - 40.7% | 37 |
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