| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 162 |
| ADCSI | 176,100 | 30,846,000 | 2 | 163 |
| BG | 47,000 | 4,048,000 | 4 | 162 |
| DECSI | 361,000 | 96,304,000 | 7 | 162 |
| Dire | 4,900 | 828,000 | 4 | 162 |
| DMCPSC | 1,200 | 69,000 | 1 | 162 |
| Eshet | 18,800 | 2,392,000 | 3 | 162 |
| Harbu | 22,400 | 1,757,000 | 2 | 162 |
| Meklit | 12,200 | 1,395,000 | 4 | 162 |
| Metemamen | 10,500 | 650,000 | 6 | 162 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 162 |
| OMO | 323,600 | 31,385,000 | 4 | 162 |
| PEACE | 17,200 | 2,462,000 | 3 | 162 |
| SFPI | 33,600 | 2,750,000 | 3 | 162 |
| Sidama | 53,400 | 1,162,000 | 6 | 162 |
| Wasasa | 49,300 | 5,798,000 | 4 | 162 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 159 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.mardef.mw |
| Year established | 2005 |
| Head of Institution | Joseph Mononga |
| Regions active | Dedza, Dowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, Salima, ChitipaKaronga, Likoma, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, MachingaMangochi, Mulanje, Mwanza, Nsanje |
| # Branches | 28 |
| Total Portfolio (nat'l) | MWK 994,727,000 |
| Total Portfolio (USD) | USD 2,550,582.05 |
| Active clients with loans | 166,575 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MAMN |
| Funders | Government of Malawi |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | MWK 150,000 - 500,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Group Dynamics |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 28.00% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 24.3% - 30.5% | 24.9% - 31.1% | 100 |
| Key Statistics | |
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| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
