Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 155 |
ADCSI | 176,100 | 30,846,000 | 2 | 156 |
BG | 47,000 | 4,048,000 | 4 | 155 |
DECSI | 361,000 | 96,304,000 | 7 | 155 |
Dire | 4,900 | 828,000 | 4 | 155 |
DMCPSC | 1,200 | 69,000 | 1 | 155 |
Eshet | 18,800 | 2,392,000 | 3 | 155 |
Harbu | 22,400 | 1,757,000 | 2 | 155 |
Meklit | 12,200 | 1,395,000 | 4 | 155 |
Metemamen | 10,500 | 650,000 | 6 | 155 |
OCSSCO | 502,700 | 69,565,000 | 3 | 155 |
OMO | 323,600 | 31,385,000 | 4 | 155 |
PEACE | 17,200 | 2,462,000 | 3 | 155 |
SFPI | 33,600 | 2,750,000 | 3 | 155 |
Sidama | 53,400 | 1,162,000 | 6 | 155 |
Wasasa | 49,300 | 5,798,000 | 4 | 155 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 152 |
Outstanding portfolio (RWF) | RWF 71,543,597 |
Portfolio (USD) | USD 121,260 |
Active Clients with Loans | 140 |
Approximate % Female Clients | 40% - 60% |
Approximate % Urban Clients | 80% - 100% |
Individual | x |
Solidarity group | |
Village banking | |
Self help group | |
Other |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | N/A |
# Regions for this product | N/A |
Regions Active |
Currency | RWF |
Minimum loan size | RWF 94,800 |
Maximum loan size | 3,500,000 |
Shortest loan term | 1.0 month |
Longest loan term | 24.0 months |
Approx average | 0 |
Loans 3 months or less | N/A |
Between 4 and 6 months | N/A |
Between 7 and 9 months | N/A |
Between 10 and 12 months | N/A |
Between 13 and 18 months | N/A |
Longer than 18 months | N/A |
Grace period usage | 90% |
Average grace period | 0.3 months |
Daily | |
Weekly | x |
Every 2 weeks | |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 1.70% |
Highest quoted nominal interest | 1.70% |
Interest rate period | Monthly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | N/A |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Commission sur credit |
% of loan amount - min | 1.00% |
% of loan amount - max | 1.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | |
Appears on Repayment Sched? | No |
Ins 1 | |
---|---|
Description | Assurance sur credit - depends on age, loan amount, loan term |
% of loan amount - min | 1.00% |
% of loan amount - max | 10.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | |
Appears on Repayment Sched? |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | Yes |
Percentage of fees | 0 |
All or some fees taxed | N/A |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | Sample 6 | ||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Loan Amount | RWF 100,000 | RWF 250,000 | RWF 500,000 | RWF 960,000 | RWF 2,000,000 | RWF 3,256,000 | |||||
Loan Cycle (1, 2, 3, etc) | 1 | 1 | 1 | 1 | 0 | ||||||
Disbursement Date | 2012-03-27 | 2012-02-22 | 2012-01-26 | 2011-11-24 | N/A | ||||||
Loan Term (Months) | 12.0 months | 12.0 months | 5.0 months | 24.0 months | 24.0 months | 18.0 months | |||||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | |||||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | Not Known | Not Known | |||||
True Price by Comp | |||||||||||
Interest and Fee Component | 22.0% | 22.1% | 24.4% | 23.0% | 0.0% | 21.3% | |||||
Insurance Component | 2.4% | 2.3% | 1.2% | 1.4% | 21.7% | 0.6% | |||||
Tax Component | 0.4% | 0.4% | 0.8% | 0.2% | -21.7% | 0.2% | |||||
Deposit Component | 0.0% | 0.0% | 0.0% | 0.0% | 22.8% | 0.0% | |||||
Full APR (int fee ins tax dep) | 24.8% | 24.8% | 26.4% | 24.6% | 22.8% | 22.1% | |||||
Transparency Index | 82 | 82 | 77 | 83 | 90 | 92 | |||||
Original Repayment Schedule | |||||||||||
MFT Pricing Calculation |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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