| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 161 |
| ADCSI | 176,100 | 30,846,000 | 2 | 162 |
| BG | 47,000 | 4,048,000 | 4 | 161 |
| DECSI | 361,000 | 96,304,000 | 7 | 161 |
| Dire | 4,900 | 828,000 | 4 | 161 |
| DMCPSC | 1,200 | 69,000 | 1 | 161 |
| Eshet | 18,800 | 2,392,000 | 3 | 161 |
| Harbu | 22,400 | 1,757,000 | 2 | 161 |
| Meklit | 12,200 | 1,395,000 | 4 | 161 |
| Metemamen | 10,500 | 650,000 | 6 | 161 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 161 |
| OMO | 323,600 | 31,385,000 | 4 | 161 |
| PEACE | 17,200 | 2,462,000 | 3 | 161 |
| SFPI | 33,600 | 2,750,000 | 3 | 161 |
| Sidama | 53,400 | 1,162,000 | 6 | 161 |
| Wasasa | 49,300 | 5,798,000 | 4 | 161 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 158 |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Thaddeo W. Mashera |
| Regions active | 0 |
| # Branches | 5 |
| Total Portfolio (nat'l) | TZS 1,622,843,381 |
| Total Portfolio (USD) | USD 1,081,895.59 |
| Active clients with loans | 6,381 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | TAMFI |
| Funders | Gatsby Charity Fund, Tanzania Gatsby Trust |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 20% - 40% | ||||||||||
| Jijenge Loan | TZS 300,000 - 5,000,000 | 6 - 24 | 60% - 80% | 40% - 60% | ||||||||||
| Mkulima Loan | TZS 300,000 - 3,000,000 | 3 - 12 | 60% - 80% | 0% - 20% | ||||||||||
| Personal Loan | 0 | 0 | 40% - 60% | 40% - 60% | ||||||||||
| SME Loan | 0 | 0 | 40% - 60% | 80% - 100% | ||||||||||
| Ushirika | TZS 500,000 - 5,000,000 | 6 - 24 | 40% - 60% | 20% - 40% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 55.9% - 56.8% | 92.6% - 98.4% | 31 | ||||||||||
| Jijenge Loan | 30.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 45.7% - 47.4% | 79% - 82.8% | 36 | ||||||||||
| Mkulima Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 57.1% | 89.7% - 89.9% | 33 | ||||||||||
| Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 46% - 46.2% | 71.4% - 71.8% | |||||||||||
| SME Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | #N/A | #N/A | |||||||||||
| Ushirika | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 45.6% - 45.7% | 57.1% - 57.2% | 42 |
| Key Statistics | |
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| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
