Institution

AIDEZ Small Project International HSN C191/18, AbelemkpeAccra, Greater AccraNB29, Accra
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution

Taytay Sa Kauswagan, Inc. A & L Building, E. Lopez SreetJaroIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 164 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.asp-i.org/asp-i/
Year established2003
Head of InstitutionMoses O.T Owharo
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 310,000
Total Portfolio (USD)USD 206,666.67
Active clients with loans4,200
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsGHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA
FundersUSAID, UBA, FIDELITY BANK, Ghana Commercial Bank

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1986
Head of InstitutionAngelo B. Solarte - OIC
Regions active
# Branches99

Total Portfolio (nat'l)PhP 1,052,841,254
Total Portfolio (USD)USD 25,187,589.81
Active clients with loans212,959
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsOpportunity International Network, Alliance for Philippine Partners in Enterprise Development (APPEND), Microfinance Council of the Philippines, Inc. (MCPI), Visayas Association of Microfinance Institutions
FundersOIKOCredit, Symbiotics SA, People's Credit and Finance Corporation (PCFC), National Livelihood Development Corporation (NLDC)

Loan Products » Summary

550 Borrowers
USD 13,333 Portfolio
1,900 Borrowers
USD 106,667 Portfolio
200 Borrowers
USD 2,401 Portfolio
200 Borrowers
USD 2,100 Portfolio
900 Borrowers
USD 56,667 Portfolio

Loan Products » Summary

6,341 Borrowers
USD 4,053,449.86 Portfolio
PKK
206,618 Borrowers
USD 21,134,139.95 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan GHS 800 - 8,000 4 - 6 80% - 100% 0% - 20%
Compulsory Savings Loan GHS 300 - 3,000 3 - 6 80% - 100% 0% - 20%
Individual Loan GHS 900 - 2,000 3 - 12 60% - 80% 40% - 60%
SME Loan GHS 1,500 - 5,000 4 - 8 80% - 100% 60% - 80%
Susu Savings Loan GHS 200 - 1,000 3 - 6 80% - 100% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
OKEY PHP 10,000 - 50,000 3 - 6 60% - 80% 40% - 60% Business, Other Women, Men, Have business Credit Ins, Business Training, Other Training
PKK PHP 3,000 - 15,000 6 80% - 100% 20% - 40% Business, Other Women, Have business Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 46% - 64.7% 59.4% - 132.1% 47
Compulsory Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 65.1% - 97.2% 90.8% - 141.1% 33
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 83.1% - 87.1% 119.8% - 126.9% 34
SME Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 74.7% - 96.7% 109.5% - 140.4% 34
Susu Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins N/A 87.1% 87.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
OKEY 30.0% annual, Flat 2 Fees 1 Ins 0.25% loan amt 10.00% ongoing 49.2% - 61.2% 63% - 79% 42
PKK 41.6% annual, Flat 1 Fee 1 Ins 0.25% loan amt 150.00 upfront 1,500.00 ongoing 71% - 87.1% 97% - 157.2% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 46% - 64.7% 59.4% - 132.1% 47
Compulsory Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 65.1% - 97.2% 90.8% - 141.1% 33
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 83.1% - 87.1% 119.8% - 126.9% 34
SME Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 74.7% - 96.7% 109.5% - 140.4% 34
Susu Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins N/A 87.1% 87.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
OKEY 30.0% annual, Flat 2 Fees 1 Ins Ins 0.25% loan amt 10.00% ongoing 49.2% - 61.2% 63% - 79% 42
PKK 41.6% annual, Flat 1 Fee 1 Ins Ins 0.25% loan amt 150.00 upfront 1,500.00 ongoing 71% - 87.1% 97% - 157.2% 36
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeASPIInstitutionGH-003-V01-P01GH-003-V01-P02GH-003-V01-P03GH-003-V01-P04GH-003-V01-P05ProductGHCountry2011YearRange Number1Institution Data Version01,0002,0003,0004,0005,0006,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 90040050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeMultipleLoan PurposeTSKIInstitutionPH-045-V01-P01PH-045-V01-P02ProductPHCountry2011YearRange Number1Institution Data Version05,00010,00015,00020,00025,00030,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 100,00077,00051,00025,0002,800Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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