| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.asainitiative.org/ |
| Year established | 2006 |
| Head of Institution | Mrs. Veronica Agodoa Kitti |
| Regions active | Central Region |
| # Branches | 5 |
| Total Portfolio (nat'l) | GHS 1,137,233 |
| Total Portfolio (USD) | USD 577,275.63 |
| Active clients with loans | 4,535 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0 |
| Network affiliations | ASSFIN, GHAMFIN |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http:// www.prodemffp.com |
| Year established | 2000 |
| Head of Institution | Jose Noel Zamora |
| Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , PotosÃ, Santa Cruz, Tarija |
| # Branches | 111 |
| Total Portfolio (nat'l) | BOB 422,075,707 |
| Total Portfolio (USD) | USD 62,529,734.37 |
| Active clients with loans | 44,919 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Six Months Group Loan | GHS 2,000 - 14,000 | 6 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Six Months Individual Loan | GHS 600 - 10,000 | 1 - 6 | 40% - 60% | 0% - 20% | Business, Other | Women, Men, Have business, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Green Energy-Solar Loan | GHS 70 - 200 | 2 - 6 | 20% - 40% | 0% - 20% | Business, Consumer | Women, Men, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Estacional | BOB 24,000 - 140,000 | 1 - 6 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
| Linea de Credito Microefectivo | BOB 400 - 80,000 | 1 - 24 | 60% - 80% | 60% - 80% | Business, Agriculture | Women, Men, Have business | Credit Ins | |||||||
| Relámpago | BOB 400 - 80,000 | 1 - 18 | 60% - 80% | 40% - 60% | Business, Agriculture | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Six Months Group Loan | 44.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 82.2% - 82.4% | 86% - 86.2% | 51 | ||||||||
| Six Months Individual Loan | 44.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 82.2% - 83.1% | 86% - 86.9% | 50 | ||||||||
| Green Energy-Solar Loan | 36.00%-40.00% annual, Flat | 0 Fees | 1 Ins | None | N/A | 57.4% - 64.1% | 60.9% - 67.7% | 56 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Estacional | 16.0%-27.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 15.6% - 17.4% | 16.4% - 18.5% | 92 | ||||||||
| Linea de Credito Microefectivo | 14.0%-29.5% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 21.1% - 26.1% | 21.9% - 26.9% | 58 | ||||||||
| Relámpago | 26.0%-30.5% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 29.5% | 26.9% - 30.4% | 90 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Six Months Group Loan | 44.00% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 82.2% - 82.4% | 86% - 86.2% | 51 | ||||||||
| Six Months Individual Loan | 44.00% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 82.2% - 83.1% | 86% - 86.9% | 50 | ||||||||
| Green Energy-Solar Loan | 36.00%-40.00% annual, Flat | 0 Fees | 1 Ins Ins | None | N/A | 57.4% - 64.1% | 60.9% - 67.7% | 56 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Estacional | 16.0%-27.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 15.6% - 17.4% | 16.4% - 18.5% | 92 | ||||||||
| Linea de Credito Microefectivo | 14.0%-29.5% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 21.1% - 26.1% | 21.9% - 26.9% | 58 | ||||||||
| Relámpago | 26.0%-30.5% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 26.1% - 29.5% | 26.9% - 30.4% | 90 |
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