2. Atwima Kwanwoma
Please note that the information you are viewing is 141 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Seba Rahara
Please note that the information you are viewing is 172 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Atwima Kwanwoma Rural Bank Head OfficeKumasi, AshantiP.O. Box 6921
Data approved: 2013-03-18
Data version: 2
Age of data: 141 months
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Institution

Seba Rahara C/O - Reba BhowalDakshinpalli Canal Side Road, P.O. Rahara, Dist 24 Pgs (N)Kolkata, West Bengal700 118
Data approved: 2010-10-25
Data version: 1
Age of data: 172 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.akrbank.com/
Year established1983
Head of InstitutionStephen Sarfo Kantanka
Regions activeAshanti Region
# Branches6

Total Portfolio (nat'l)GHS 3,523,066
Total Portfolio (USD)USD 1,788,358.38
Active clients with loans3,892
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, ARB Apex
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2006
Head of InstitutionRanjib Kumar Ghosh
Regions active
# Branches6

Total Portfolio (nat'l)INR 24,841,151
Total Portfolio (USD)USD 468,700.96
Active clients with loans6,782
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Loan Products » Summary

Group Loan
2,653 Borrowers
USD 543,270.43 Portfolio
Active Product
Susu Loan
1,239 Borrowers
USD 1,245,088.15 Portfolio
Active Product

Loan Products » Summary

Income
6,782 Borrowers
USD 468,700.96 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 5,000 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Susu Loan GHS 300 - 30,000 6 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 3,000 - 15,000 8.6 80% - 100% 20% - 40% Business Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 32.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 62.7% - 65.3% 108.4% - 114.8% 28
Susu Loan 32.00% annual, Flat 1 Fee 0 Ins None 33.33% upfront 66.5% - 69.9% 139.1% - 152.3% 22

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 32.1% 42.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 11.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 32.1% 42.8% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 32.00% annual, Flat 1 Fee 1 Ins Ins None 25.00% upfront 62.7% - 65.3% 108.4% - 114.8% 28
Susu Loan 32.00% annual, Flat 1 Fee 0 Ins Ins None 33.33% upfront 66.5% - 69.9% 139.1% - 152.3% 22

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 32.1% 42.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 11.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 32.1% 42.8% 26
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Key Statistics
# Samples:
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# Countries
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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