| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | n/a |
| Year established | 2008 |
| Head of Institution | Amadu Montia |
| Regions active | Northern Region |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 1,905,561.29 |
| Total Portfolio (USD) | USD 967,289.99 |
| Active clients with loans | 5,143 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GHAMFIN, GCSCA |
| Funders | MiDA |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Support Loan | GHS 1,000 - 30,000 | 1 - 3 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Group Loan | GHS 100 - 1,000 | 4 | 80% - 100% | 80% - 100% | Business | Women, Have business, Must be a group member and must have lived in the community for at least one year, Must have group guarantee | Credit Educ, Group Mtgs, Health and nutrition training, Clean up exercises (sanitation) |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Support Loan | 60.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00% upfront | 86.3% - 107.6% | 101.7% - 126.1% | 52 | ||||||||
| Group Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00% upfront | 63.1% | 75.6% | 47 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 172 |
| ANED | 5,400 | 6,579,000 | 3 | 130 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 130 |
| BancoSol | 215,300 | 861,418,000 | 30 | 130 |
| CIDRE | 8,500 | 126,578,000 | 8 | 130 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 172 |
| CRECER | 166,900 | 134,626,000 | 13 | 130 |
| Diaconia | 67,000 | 85,734,000 | 2 | 130 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 130 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 172 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 130 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 130 |
| FONDECO | 14,200 | 24,274,000 | 3 | 130 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 130 |
| FUBODE | 29,400 | 24,444,000 | 7 | 130 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 130 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 130 |
| IMPRO | 2,400 | 2,885,000 | 4 | 130 |
| ProCredit | 84,300 | 257,487,000 | 8 | 172 |
| PRODEM | 44,900 | 62,529,000 | 4 | 130 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 130 |
| Sartawi | 14,600 | 26,842,000 | 8 | 130 |
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