Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1990 |
Head of Institution | Mike D Tizaayel |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | GHS 3,838,180 |
Total Portfolio (USD) | USD 1,948,314.72 |
Active clients with loans | 9,508 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | GHAMFIN, ARB |
Funders | Trias Ghana, Speed Ghana, Action Aid |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | http://www.amkcambodia.com/ |
Year established | 2003 |
Head of Institution | Pete Power |
Regions active | 0 |
# Branches | 22 |
Total Portfolio (nat'l) | KHR 134,924,000,000 |
Total Portfolio (USD) | USD 33,731,002.93 |
Active clients with loans | 260,449 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | GHS 200 - 2,000 | 4 - 8 | 0% - 20% | 0% - 20% | Agriculture | Women, Men | Credit Educ, Group Mtgs, Business Training | |||||||
Bonzali Microfinance Loan | GHS 200 - 3,000 | 4 - 12 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Business Training | |||||||
Commercial Loan | GHS 500 - 3,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Business Training | |||||||
Personal and Salary Loan | GHS 100 - 2,000 | 6 - 12 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit Line (KHR) | KHR 50,000 - 800,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Other Training | |||||||
Emergency Loan (KHR) | KHR 10,000 - 400,000 | 1 - 10 | 80% - 100% | 0% - 20% | Other | Women, Men, Have home or land, Specific age group | Other Training | |||||||
End of Term Loan (KHR) | KHR 10,000 - 800,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Other Training | |||||||
individual Inst ID (KHR) | KHR 200,000 - 2,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Credit Educ, Other Training | ||||||||
Inst-ID USD | USD 500 - 2,000 | 3 - 18 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Other Training | |||||||
Inst-VB (KHR) | KHR 10,000 - 800,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Other Training | |||||||
Easy Loan (KHR) | KHR 10,000 - 1,000,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Salaried worker, Specific age group | Credit Educ, Other Training | |||||||
Easy Loan (USD) | USD 100 - 250 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Educ, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00% upfront | 88.2% | 102.4% | 29 | ||||||||
Bonzali Microfinance Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00% upfront | 80.1% - 81.3% | 96.5% - 100.8% | 30 | ||||||||
Commercial Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00 upfront | 68.4% - 206.6% | 69.7% - 212.3% | 25 | ||||||||
Personal and Salary Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | N/A | 58.6% - 62.1% | 58.6% - 62.1% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit Line (KHR) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Emergency Loan (KHR) | 30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
End of Term Loan (KHR) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
individual Inst ID (KHR) | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Inst-ID USD | 26.4%-31.2% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Inst-VB (KHR) | 33.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Easy Loan (KHR) | 33.6%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
Easy Loan (USD) | 31.2%-33.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | 0 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.00% upfront | 88.2% | 102.4% | 29 | ||||||||
Bonzali Microfinance Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.00% upfront | 80.1% - 81.3% | 96.5% - 100.8% | 30 | ||||||||
Commercial Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.00 upfront | 68.4% - 206.6% | 69.7% - 212.3% | 25 | ||||||||
Personal and Salary Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 58.6% - 62.1% | 58.6% - 62.1% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit Line (KHR) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Emergency Loan (KHR) | 30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
End of Term Loan (KHR) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
individual Inst ID (KHR) | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Inst-ID USD | 26.4%-31.2% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Inst-VB (KHR) | 33.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Easy Loan (KHR) | 33.6%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
Easy Loan (USD) | 31.2%-33.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | 0 |
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