2. CEDEF
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Calvary Enterprise Development Foundation Head OfficeMamprobi, Accra, Greater AccraP.O. Box MP 2468
Data approved: 2013-03-18
Data version: 2
Age of data: 139 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cedefgh.wix.com/cedef
Year established2006
Head of InstitutionMagnus Amoa-Bosompem
Regions activeGreater Accra Region, Central Region, Eastern Region
# Branches1

Total Portfolio (nat'l)GHS 106,980
Total Portfolio (USD)USD 54,304.57
Active clients with loans535
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsASSFIN, GHAMFIN, Financieros sin Fronteras
Funders

Loan Products » Summary

Agricultural
150 Borrowers
USD 23,604.06 Portfolio
Active Product
Start-up
50 Borrowers
USD 7,614.21 Portfolio
Active Product
Energy
50 Borrowers
USD 6,385.79 Portfolio
Active Product
Enterprise
285 Borrowers
USD 16,700.51 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Production Credit GHS 1,000 - 1,000 8 - 12 60% - 80% 0% - 20% Business Women, Men, Must have farming experience Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Training on Agricultural Best Practices
Apprenticeship Start-up Credit Program GHS 500 - 1,000 6 - 12 80% - 100% 40% - 60% Business, Start-up businesses Women, Men, Specific age group, Must be in youth age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Efficient Energy Credit Program GHS 200 - 1,000 3 - 6 80% - 100% 0% - 20% Consumer Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Workshop/training orientation demonstration
Micro Enterprise Development GHS 100 - 3,000 6 - 12 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Credit 30.00% annual, Decl Bal 0 Fees 0 Ins None N/A 23.8% - 25.1% 23.8% - 25.1% 100
Apprenticeship Start-up Credit Program 48.00%-54.00% annual, Decl Bal 0 Fees 0 Ins None N/A 40.5% - 41.9% 40.5% - 41.9% 100
Efficient Energy Credit Program 36.00%-54.00% annual, Decl Bal 0 Fees 0 Ins None N/A 49.8% 49.8% 72
Micro Enterprise Development 36.00%-54.00% annual, Decl Bal 0 Fees 0 Ins None N/A 40.8% - 41.5% 40.8% - 41.5% 87
Institution Price Graph
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  2. ProMujer BOL
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

ProMujer Bolivia Avenida Hernando Siles No 5411La Paz
Data approved: 2013-10-30
Data version: 2
Age of data: 130 months
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Product

Individual Sin Hipoteca Rango Product 14 of 16 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 66,804,572.62
Portfolio (USD)USD 9,896,973.72
Active Clients with Loans7,090
Approximate % Female Clients60% - 80%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Credito Individual otorgado a aquellos microempresarios que tengan un 1 año de actividad de su negocio.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution9
# Regions for this product8
Regions ActiveBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 1,500
Maximum loan size105,000
Distribution at Disbursement (Est.)
Loans less than BOB 10,00050%
BOB 10,000-40,00050%
BOB 40,000-70,0000
BOB 70,000-100,0000
BOB 100,000-125,0000
Greater than BOB 125,0000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term60.0 months
Approx average24.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months10%
Between 7 and 9 months30%
Between 10 and 12 months40%
Between 13 and 18 months20%
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest14.00%
Highest quoted nominal interest28.00%
Reason(s) why interest rate variesLoan Size, Collateral
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Individual Sin Hipoteca Rango samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountBOB 1,000BOB 5,000BOB 9,000BOB 15,000BOB 25,000BOB 35,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2013-12-062013-12-062013-12-062013-12-062013-12-062013-12-06
Loan Term (Months)8.0 months12.0 months18.0 months12.0 months36.0 months60.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditBOB 69BOB 705BOB 1,335BOB 2,106BOB 7,545BOB 25,419
True Price by Comp           
Interest price component18.2%25.2%18.1%25.1%18.1%24.1%
Fee Component0.0%0.0%0.0%0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)18.2%25.2%18.1%25.1%18.1%24.1%
Transparency Index775677567758
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Individual Sin Hipoteca Rango Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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