Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.cedefgh.wix.com/cedef |
Year established | 2006 |
Head of Institution | Magnus Amoa-Bosompem |
Regions active | Greater Accra Region, Central Region, Eastern Region |
# Branches | 1 |
Total Portfolio (nat'l) | GHS 106,980 |
Total Portfolio (USD) | USD 54,304.57 |
Active clients with loans | 535 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | ASSFIN, GHAMFIN, Financieros sin Fronteras |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | GHS 1,000 - 1,000 | 8 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Must have farming experience | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Training on Agricultural Best Practices | |||||||
Apprenticeship Start-up Credit Program | GHS 500 - 1,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business, Start-up businesses | Women, Men, Specific age group, Must be in youth age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Efficient Energy Credit Program | GHS 200 - 1,000 | 3 - 6 | 80% - 100% | 0% - 20% | Consumer | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Workshop/training orientation demonstration | |||||||
Micro Enterprise Development | GHS 100 - 3,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | 30.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.8% - 25.1% | 23.8% - 25.1% | 100 | ||||||||
Apprenticeship Start-up Credit Program | 48.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 40.5% - 41.9% | 40.5% - 41.9% | 100 | ||||||||
Efficient Energy Credit Program | 36.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 49.8% | 49.8% | 72 | ||||||||
Micro Enterprise Development | 36.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 40.8% - 41.5% | 40.8% - 41.5% | 87 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 156 |
ADCSI | 176,100 | 30,846,000 | 2 | 157 |
BG | 47,000 | 4,048,000 | 4 | 156 |
DECSI | 361,000 | 96,304,000 | 7 | 156 |
Dire | 4,900 | 828,000 | 4 | 156 |
DMCPSC | 1,200 | 69,000 | 1 | 156 |
Eshet | 18,800 | 2,392,000 | 3 | 156 |
Harbu | 22,400 | 1,757,000 | 2 | 156 |
Meklit | 12,200 | 1,395,000 | 4 | 156 |
Metemamen | 10,500 | 650,000 | 6 | 156 |
OCSSCO | 502,700 | 69,565,000 | 3 | 156 |
OMO | 323,600 | 31,385,000 | 4 | 156 |
PEACE | 17,200 | 2,462,000 | 3 | 156 |
SFPI | 33,600 | 2,750,000 | 3 | 156 |
Sidama | 53,400 | 1,162,000 | 6 | 156 |
Wasasa | 49,300 | 5,798,000 | 4 | 156 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 153 |
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