Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2010 |
Head of Institution | Mr Sam Baimbill-Johnson |
Regions active | Greater Accra Region |
# Branches | 1 |
Total Portfolio (nat'l) | GHS 546,670 |
Total Portfolio (USD) | USD 277,497.46 |
Active clients with loans | 83 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1996 |
Head of Institution | Kasasa Moses |
Regions active | Central |
# Branches | 4 |
Total Portfolio (nat'l) | UGX 2,245,951,000 |
Total Portfolio (USD) | USD 898,380.40 |
Active clients with loans | 5,557 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AMFIU |
Funders | Stromme, Oikocredit |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | GHS 1,000 - 10,000 | 1 - 12 | 0% - 20% | 0% - 20% | Business, Other | Women, Men, Have business, Salaried worker |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Group Lending | UGX 100,000 - 1,000,000 | 6 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Commercial Group Loans | UGX 100,000 - 3,000,000 | 4 - 6 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Emergency Loan | UGX 200,000 - 1,000,000 | 1 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Educ | |||||||
Individual Business loans | UGX 500,000 - 15,000,000 | 4 - 10 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business, Salaried worker | Credit Educ, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 54.00%-96.00% annual, Flat | 1 Fee | 0 | None | N/A | 116.1% - 146.2% | 116.1% - 146.2% | 39 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Group Lending | 38.40% annual, Flat | 2 Fees | 1 Ins | None | N/A | 84.9% - 90.7% | 90.4% - 96.3% | 41 | ||||||||
Commercial Group Loans | 45.60% annual, Flat | 2 Fees | 1 Ins | None | N/A | 106.5% - 112% | 113.3% - 118.9% | 39 | ||||||||
Emergency Loan | 60.00% annual, Flat | 2 Fees | 0 Ins | None | N/A | 103.8% - 157.1% | 103.8% - 157.1% | 48 | ||||||||
Individual Business loans | 48.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 89.5% - 96.4% | 92.3% - 100.6% | 49 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 54.00%-96.00% annual, Flat | 1 Fee | 0 | None | N/A | 116.1% - 146.2% | 116.1% - 146.2% | 39 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Group Lending | 38.40% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 84.9% - 90.7% | 90.4% - 96.3% | 41 | ||||||||
Commercial Group Loans | 45.60% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 106.5% - 112% | 113.3% - 118.9% | 39 | ||||||||
Emergency Loan | 60.00% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 103.8% - 157.1% | 103.8% - 157.1% | 48 | ||||||||
Individual Business loans | 48.00% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 89.5% - 96.4% | 92.3% - 100.6% | 49 |
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